The long-awaited moment for XRP might finally be here. After years of speculation, XRP ETFs are closer than ever, with multiple issuers like 21Shares, Bitwise, and Franklin Templeton already filing updated registrations. As shown in the latest filings, the first spot XRP ETF from Canary Capital goes live on November 13.
The market reacted fast. The XRP price pumped over 12% today, now trading above $2.50 as excitement builds around the ETF debut. For many traders, this is the validation XRP has been waiting for; a sign that mainstream finance is warming up to crypto once again.
But even though XRP is gaining momentum, a new project is taking off as a smarter option for cross-border transactions—and that’s Digitap ($TAP). This next-generation omni-bank app is already live and is solving exactly what XRP has promised for years: seamless movement of funds between fiat and crypto, without middlemen or delays.
XRP Price Outlook—Dip Before the Pump?
Crypto analyst Ali Martinez shared a new chart and said that while XRP could see a short-term pullback, its long-term trajectory remains bullish. As per his projections, the XRP price could drop as low as $1.90 before rebounding strongly toward $6.00 if the bull run continues into early 2026.
The chart shows XRP forming a consolidation pattern, with support levels near $2.00 acting as the potential bottom of the current correction. The dotted line projection suggests accumulation in that zone before a breakout above $3.30 and then $5.00–$6.00, mirroring historical post-retest rallies from previous cycles.
Still, analysts caution that these gains hinge on how well the ETF launches perform and whether institutional inflows sustain. For now, XRP remains highly reactive to ETF news, but traders seeking more stable and functional investments are increasingly shifting attention toward utility-based altcoins like Digitap.
Digitap Offers The Real Solution for Global Payments
Digitap is building the infrastructure XRP was supposed to deliver. The project has developed the world’s first omni-bank, an all-in-one financial app where users can hold crypto and fiat, send payments, stake tokens, and access non-KYC Visa cards compatible with Apple Pay and Google Pay.
Unlike XRP, which relies on institutional adoption to function, Digitap empowers everyday users—from freelancers and remote workers to international travelers. The app is already live on both the App Store and Google Play, making it one of the rare cryptos to buy now with a fully working product during its crypto presale phase.
Digitap’s ecosystem uses $TAP as its native token, supporting all app operations. The project implements a buyback-and-burn model, where a portion of app revenue is used to repurchase and burn tokens.
The tokenomics are transparent: 2 billion total supply, with 44% allocated to presale, 13% to marketing, and 12% to staking rewards and community growth.
Momentum around this hot crypto presale continues to grow rapidly. Digitap has now sold over 110 million tokens and raised nearly $2 million from early investors. The current presale price is $0.0297, and it’s set to increase to $0.0313 in the next stage, before the confirmed $0.14 exchange listing. That’s a potential 5x–6x upside before trading even begins.
In a market dominated by volatility, Digitap’s real-world utility and already-live infrastructure make it one of the most compelling crypto presales of 2025.
Why $TAP Is the Best Crypto to Buy Now
While the excitement around XRP ETFs is undeniable, it’s still a speculative bet tied to institutional flows and regulatory momentum. In contrast, Digitap ($TAP) already offers what XRP has been aiming for—a working cross-border payment system for the real world.
As the market braces for ETF volatility, $TAP stands out as a utility-backed altcoin to buy that’s already functional, audited, and deflationary. Its omni-bank design bridges traditional finance and DeFi, allowing users to manage assets seamlessly, regardless of market conditions.
With over 110 million tokens sold and the next presale price jump approaching (from $0.0297 to $0.0313), early entry is becoming limited. Once Digitap lists at $0.14, this could easily become the project that defines the next crypto narrative.
XRP may be a hot story today, but for those looking beyond short-term ETF hype, $TAP is the best crypto to buy now; the project turning crypto’s biggest promises into working reality.