Michael Saylor, CEO of Strategy, has suggested that nation-states should develop Bitcoin-backed digital banking systems as an alternative to traditional banking, which currently offers minimal yields on deposits.
Saylor is confident that countries offering digital accounts with more favorable terms could attract trillions in capital flows.
Concurrently, retail traders' appetites for new cryptocurrencies are growing as the market enters a recovery phase in anticipation of the December FOMC meeting. In addition to the XRP price prediction, investors are also evaluating presale projects such as DeepSnitch AI, which is projected to potentially achieve 100x returns after its January launch.
DeepSnitch AI is a utility project offering an AI-powered analytics and prediction suite that recently surged to $720K after the team announced that core features would be made available to early investors soon.
Why Regulated High-Yield Accounts Matter
At a Bitcoin MENA event in Abu Dhabi, Michael Saylor, CEO of Strategy, proposed the creation of digital accounts backed by overcollateralized Bitcoin reserves and other tokenized credit products. This approach would, in theory, offer higher yields than traditional banking deposits.
Saylor criticized traditional banks, clarifying that bank deposits in euro money-market funds yield approximately 150 basis points, while US rates stand at around 400 basis points.
As an alternative, the Strategy CEO suggests a structure where digital credit instruments account for 70% of the fund, 20% in fiat, and a 10% reserve buffer to reduce volatility. This structure would allow for depositing billions into institutions at much higher returns. Saylor believes that a state providing such accounts could attract at least $20 trillion in capital flows, potentially becoming the new global banking capital.
With cryptocurrencies poised to make even greater strides in 2026, traders are actively evaluating new investments. Alongside DeepSnitch AI, the latest XRP price prediction is also a hot topic after Ripple's coin recovered above $2.
Top Altcoins to Watch in December
DeepSnitch AI: Is a DSNT Moonshot Imminent?
Launched in August, DeepSnitch AI has seen significant progress in its presale, reaching $720K. Many retail traders believe that the DSNT token is likely to achieve 100x returns after its launch.
The core utility of the project is a key factor. By deploying five AI agents, DeepSnitch AI is building a prediction and analytics suite designed to help traders anticipate FUD storms, sentiment shifts, whale movements, and even evaluate token fundamentals within a token explorer.
Early traders will receive exclusive access to these core functions soon, as three AI agents are already operational.
It is also important to consider the upside potential. While XRP could represent a good long-term hold, even if the short-term XRP price prediction experiences sideways movement, it may not yield a sizable ROI unless a substantial amount of money is invested.
DeepSnitch AI is currently priced at $0.02682. If the 100x prediction materializes, an investment of as little as $500 could yield earnings close to $50K.
DeepSnitch AI is scheduled to launch in January, with the community anticipating the DSNT token to be listed on exchanges such as ByBit and MEXC.
XRP Price Prediction: Will XRP Stabilize?
On December 9, XRP was trading just above the $2.1 psychological zone, according to CoinMarketCap data.
XRP spot ETFs have extended weeks of positive inflows, indicating that XRP liquidity trends are actually bullish despite the token's subpar price action.
XRP's technical analysis notes a bounce from $1.95 as an indicator that a reversal is possible. To confirm a reversal, XRP must close above $2.2, which could provide the coin with enough momentum to support a rally toward $3.
However, it is worth noting that the XRP future prediction could also move sideways if XRP falls below $2 again.
Over the past 24 hours, XRP has traded within a relatively narrow range before staging a powerful late-session breakout that propelled the price from $2.06 to $2.11. The chart shows repeated tests of intraday resistance around $2.09, followed by a decisive surge that broke the pattern of lower highs and signaled a momentum shift in favor of buyers. With volume remaining elevated and the asset closing at its highest point of the day, XRP enters the next session with renewed bullish strength, positioning itself for potential continuation if market sentiment remains supportive.
Zcash Price Prediction: Is a ZEC Reversal in the Books?
According to CoinMarketCap, ZEC was trading in the $443.96 area on December 9, surging over 10% in 24 hours.
Although ZEC settled far below its recent $736 high, the recovery pattern is clear, indicating that buyers are finding their way back. If ZEC continues its December 8 pattern, there is a possibility of a push toward $450.
If the momentum holds, Zcash could close above $500, paving the path for a retest of $736 in early 2026.
Over the past 24 hours, Zcash has staged an impressive recovery, surging from the $400 zone into the mid-$440s as bullish momentum accelerated throughout the session. After spending much of the day oscillating sideways with several dips below key intraday levels, ZEC reversed sharply, breaking through multiple resistance points with expanding volume and a clear shift in market sentiment. The strong upward slope into the close signals renewed buyer conviction, positioning Zcash favorably for continued upside if this breakout holds and broader market conditions remain supportive.
Final Thoughts: Embracing Moonshot Potential
Even though XRP is a solid long-term holding and its price prediction hints at a reversal, Ripple's recovery will likely be a slow process. Therefore, if you are seeking earning potential with a greater impact, DeepSnitch AI is a highly promising option.
With next-level utility supporting the significant buzz surrounding the project, DSNT could potentially achieve 100x returns after launch, especially considering the team's dedication to providing value to early investors.
The affordable entry point of $0.02682 is also a key factor. Investing before January 1 allows users to apply the DSNTVIP50 coupon for a 50% bonus on investments above $2K. For larger investments, the DSNTVIP100 code unlocks a 100% bonus on investments exceeding $5K.
Frequently Asked Questions
- What is the latest XRP price prediction?
- Because XRP reclaimed the $2 level, analysts believe closing above $2.2 could trigger a rally toward $3.
- Why do investors prefer DeepSnitch AI over XRP?
- DSNT is priced at $0.02682, and the project offers robust AI utility, which strengthens the 100x upside potential, offering a stronger ROI for small investors compared to XRP's slower growth.
- What did Michael Saylor propose regarding Bitcoin-backed banking?
- He suggested that nation-states launch BTC-backed digital accounts with higher yields to attract trillions in global capital flows.