XRP Price Outlook if It Matches Visa’s Market Cap

XRP continues to capture the attention of investors and analysts who see potential for substantial price growth driven by institutional adoption, favorable regulations, and the possibility of exchange-traded funds (ETFs).

While the token’s market capitalization currently sits well below major global corporations, many in the crypto community speculate that it could one day rival or surpass companies like Visa, whose market value is around $600–700 billion.

This analysis examines what XRP’s price would look like if it were to reach Visa’s valuation and the factors that could make such a scenario feasible.

Estimating XRP’s Value at Visa’s Market Cap

Visa currently holds a market capitalization of about $667 billion, while XRP’s market cap is around $136.44 billion with a circulating supply of approximately 59.91 billion tokens. Based on these figures, XRP would need to experience an increase of roughly 376% in market value to match Visa’s position.

If XRP’s total market capitalization were to reach $700 billion, the corresponding token price would stand at approximately $11.68. This would push XRP into the double-digit price range for the first time in its history, a milestone that has become a key talking point among analysts and investors.

Currently, XRP trades near $2.26, making it the fifth-largest cryptocurrency by market capitalization, behind Bitcoin, Ethereum, BNB, and USDT. Surpassing Visa’s valuation would not only elevate XRP’s position in global rankings but would also represent a major shift in how digital assets compare to traditional financial entities.

Can XRP Overtake Visa?

The possibility of XRP reaching or exceeding Visa’s valuation depends on several interrelated factors, including regulatory developments, ETF approvals, and broader institutional adoption.

In mid-2025, XRP briefly achieved a market cap of over $210 billion, surpassing major companies like Uber and Shell during that rally. Although the asset has since corrected, many analysts predict a potential recovery in late 2025, which could see XRP retest its all-time highs and possibly cross into double-digit price territory.

Market observers argue that a combination of regulatory clarity in the United States, Ripple’s ongoing partnerships with global financial institutions, and increased investor participation could accelerate XRP’s growth trajectory.

Analysts’ Forecasts and Key Growth Catalysts

Crypto analyst Zach Rector has suggested that XRP’s next significant move may begin once ETFs linked to the asset receive approval. He believes that institutional participation through regulated investment vehicles could trigger a sustained demand surge.

Meanwhile, long-term investor Pumpius identified several potential catalysts that could significantly boost XRP’s valuation. These include the approval of spot XRP ETFs, Ripple’s victory in its legal battle with the SEC, and the continued expansion of Ripple’s partnerships with international financial institutions.

He also pointed to growing institutional demand, technical indicators suggesting a tightening market with reduced selling pressure, and Ripple’s acquisition of Hidden Road, a move expected to enable greater institutional capital inflows into XRP.

Pumpius considers a $10–$20 range achievable in the near term, with $50 possible if market conditions align perfectly. However, other analysts remain cautious, arguing that a $50 valuation within months would require an unprecedented level of capital inflow and global adoption.

The broader consensus in the XRP community is that the asset is positioned for a strong performance if upcoming catalysts align. Achieving Visa’s market cap would translate to an XRP price of around $11–$12, signaling a multi-fold increase from current levels.

While such projections remain speculative, the underlying assumption is clear: sustained institutional adoption, ETF integration, and ongoing partnerships could propel XRP toward parity with traditional financial powerhouses.