The current cryptocurrency market downturn has left many altcoin holders in a difficult position, and XRP holders are no exception, experiencing a further 10% price drop amidst the ongoing slump. The asset is now trading near $2.00, negating recent gains and diminishing confidence within the XRP community. Compounding this concern, XRP's on-chain metrics have seen a more rapid decline than its market price, raising questions about its long-term adoption and actual usage.
In contrast, Digitap ($TAP) is demonstrating robust momentum, particularly within its presale phase, positioning itself as a notable cryptocurrency investment opportunity as December commences.
Concerning On-Chain Activity for XRP
Daily payment volume on the XRP Ledger has experienced a significant decrease, plummeting by nearly 90% since October 2025 and occasionally falling below 500,000 transactions per day. This sharp reduction in volume directly impacts the transactional demand across the network. Furthermore, account-to-account payment volume has declined by approximately 50% over the past month, indicating a substantial drop in the actual value being transferred through the ledger.
XRP's daily payment volume has also dipped below 1 billion XRP, marking one of the lowest activity periods in recent years. The daily transaction count falling below 2 million represents a significant 40% week-over-week and 70% month-over-month collapse. These figures underscore the rapid deterioration of XRP-based activity as the year progresses.

The creation of new wallets has also seen a substantial decrease, tumbling by nearly 80% over the last five months. A reduction in new addresses entering the ecosystem typically signals a waning interest from both retail users and emerging developers. XRP's past growth and activity were partly sustained by consistent user onboarding, and the current decline casts doubt on its long-term expansion prospects.
This weakening on-chain activity coincides with broader market volatility that is impacting even large-cap tokens. The simultaneous downturn in price, transaction volume, wallet growth, and transferred value creates a reinforced downtrend, prompting many traders to seek altcoins with stronger fundamentals and demonstrable momentum.
Digitap: Utility, Momentum, and a Fully Functional Ecosystem
Digitap is designed as an omni-bank application that integrates both fiat and cryptocurrency within a single, unified system. The platform facilitates instant transfers, multi-currency swaps, global payment solutions, and self-custodial account management. This approach grants users complete control over their funds while enabling essential financial operations without the typical friction associated with traditional banking.

A key distinguishing feature of Digitap is its no-KYC Visa card, which allows for immediate global spending without the need for verification delays. This card is directly linked to balances within the app, enabling seamless, real-time transitions between stablecoins, fiat currency, and the native $TAP token. This integrated structure is particularly beneficial for freelancers, remote workers, and digital nomads who require flexible and efficient money movement.
Digitap's crypto presale continues to be a highly active event in the market, following a significant surge in November and during the Black Friday period. The current price stands at $0.0334, with the next scheduled increase to $0.0361 preceding its planned listing at $0.14. To date, over 136 million tokens have been sold, raising more than $2.2 million. This sustained interest positions Digitap as one of the most promising crypto presale projects heading into December.
The project's tokenomics are structured to support long-term growth and stability. The presale accounts for 44% of the total supply, while 13% is allocated for marketing initiatives and 12% for community giveaways. An additional 10% is earmarked for CEX and DEX listings, with 4% dedicated to development and 9% to staking rewards. The remaining allocation includes a 7% treasury reserve and a 1% team allocation, which is locked for five years, ensuring balanced dynamics for the project's future.
Why Digitap ($TAP) May Be a More Attractive Altcoin Investment Than XRP
XRP's declining on-chain activity suggests a weakening demand at the protocol level, making the asset more susceptible to market fluctuations during uncertain periods. In contrast, Digitap is gaining momentum through its functional financial ecosystem, robust user interest, and consistent presale expansion.
As December begins, the divergence between declining utility for XRP and growing adoption for Digitap becomes increasingly apparent. This trend positions $TAP favorably against many established assets in terms of current momentum and practical application.
With the next price increase to $0.0361 approaching and a listing price of $0.14 already established, the current presale stage offers one of the final opportunities for early entry at a lower valuation. Growing attention, increasing presale participation, and expanding utility solidify Digitap's position as a compelling cryptocurrency investment in early December.
The window for acquiring $TAP tokens at lower prices is narrowing with each achieved milestone, reinforcing the urgency for those considering it as a standout altcoin investment opportunity.

