XRP has emerged as the leader in the payments sector, securing the top spot among the top 15 payment-related projects by fully diluted valuation (FDV). The latest data from CryptoDiffer reveals that XRP’s FDV stands at a staggering $238 billion, far surpassing other projects in the space. This reinforces XRP’s position as a key player in global payments, offering unmatched speed, scalability, and real-world utility.
Stellar and Litecoin Follow in Valuation
The second spot is claimed by Stellar (XLM), which maintains a strong presence in the sector with a fully diluted valuation of $8.48 billion. Stellar’s continued success showcases its significant role in facilitating cross-border payments, positioning it as one of the leading alternatives to traditional financial systems. Close behind, Litecoin (LTC) holds the third position with a valuation of $5.79 billion. Known for its long-standing presence in the crypto space, Litecoin remains a prominent choice for digital transactions, emphasizing its reliability and widespread adoption.
Top 15 Payments-Related Projects by Fully Diluted Valuation
🔝📈 Top 15 Payments-related Projects by Fully Diluted Valuation $XRP leads the pack continuing to dominate global payment innovation with speed, scale & real-world utility. #XRP#XLM#LTC#CryptoMarketpic.twitter.com/Ar4Q6sexBp
— Xaif Crypto🇮🇳|🇺🇸 (@Xaif_Crypto) October 23, 2025
Other projects rounding out the top five include XPLA ($3.52 billion) and WPAY ($1.70 billion). These emerging players continue to show promising potential, contributing to the ongoing growth and transformation of the payments industry.
Growth in the Payments Blockchain Landscape
Beyond the top five, several projects are rapidly gaining traction, showcasing the expanding diversity within the payments sector. UPC, SHX, COCA, and Celo are among the notable names pushing forward, with valuations ranging from $1.34 billion to $241 million. These projects highlight the broadening of the market, where newer blockchain technologies are increasingly integrated into payment solutions worldwide.
The rankings highlight a growing trend in the payments industry, where blockchain technology is becoming a vital component in enhancing payment speed, security, and accessibility. These projects are working to address the inefficiencies of traditional payment systems, paving the way for a more decentralized and innovative financial future.
With its commanding lead, XRP remains the gold standard, but the rise of emerging projects demonstrates the competition heating up. As blockchain adoption continues to rise, it’s clear that the payments landscape is shifting toward a more decentralized future, with XRP leading the charge.