What to Know:
- •Coach JV invested in XRP when the SEC sued Ripple in December 2020, purchasing the token at $0.17 while other investors sold their holdings.
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- •The analyst predicts XRP could surpass Bitcoin and Ethereum by 2030, citing legal victories and new consumer products as drivers of adoption.
The December 2020 Wager
Coach JV said he relied on instinct when the U.S. Securities and Exchange Commission filed suit against Ripple Labs in December 2020. The lawsuit alleged that Ripple sold XRP as an unregistered security. While many investors liquidated their positions, Coach JV moved in the opposite direction.
"From the moment I was introduced to it, I felt it deep in my gut," he wrote in an October 2025 social media post. "While the crowd panicked, my instinct said the opposite… go all in. And I did."
The token dropped to $0.17 during the initial lawsuit turmoil. Coach JV says he maintained his position and added to it.
He now describes XRP as potentially "one of the greatest assets of our lifetime."
His account shows the token climbing to approximately $3, though he has not disclosed the exact timing of his purchases or sales. The 1,660% gain he cites reflects movement from the December 2020 low to recent price levels.
Legal Developments and Market Position
Ripple secured a partial legal victory in 2023 when a federal judge ruled that programmatic sales of XRP did not constitute securities transactions. The company still faces other aspects of the SEC case. Coach JV points to this legal clarity as one factor supporting his forecast.
He also cited the Gemini XRP Credit Card as evidence of broader adoption. In July 2025, he warned that investors who ignored XRP risked missing what he called a major wealth transfer. The following month, he predicted XRP would overtake Bitcoin and Ethereum by 2030.
Market data shows XRP has outpaced other large cryptocurrencies since the November 2024 U.S. election.
Analyst Zach Rector noted that XRP gained 488% from November 5, 2024, through early October 2025. During the same stretch, Bitcoin rose 83%, Ethereum added 95%, BNB climbed 136%, and Solana moved 45%.
Those figures place XRP ahead of the other top non-stablecoin tokens for that specific timeframe.
Understanding the Landscape
XRP functions as a bridge currency in Ripple's payment network, designed to facilitate cross-border transactions between financial institutions. Unlike Bitcoin, which operates as a decentralized protocol with no central authority, Ripple Labs maintains significant influence over XRP's development and distribution.
The token's legal status has remained contested since the 2020 lawsuit. The SEC argued that Ripple raised funds through XRP sales without proper registration, while Ripple maintained that XRP operates as a currency rather than a security.
The partial 2023 ruling did not settle all questions about the token's classification.
Market volatility affects XRP like other digital assets. The token has experienced sharp price swings throughout its existence, with previous peaks reaching above $3 in early 2018 before falling below $0.20 in subsequent years.
The Bottom Line
Coach JV's XRP position represents a contrarian bet made during a period of regulatory uncertainty. His claims about future performance depend on continued legal wins, institutional adoption, and market conditions that favor alternative cryptocurrencies over Bitcoin. Whether XRP becomes "one of the greatest assets" of this era remains an open question, subject to regulatory developments and market forces that extend well beyond any single analyst's forecast.