- •Stellar expands anchor network and fiat conversion layers via MoneyGram, Circle, and Stellar Development Foundation partnerships.
- •On-chain accumulation near $0.34 supports bullish structure, while macro remittance adoption sustains XLM’s long-term market relevance.
Stellar (XLM) is trading at $0.3773, showing a -1.71% daily decline and a -5.84% loss over the past week, despite maintaining a +317% increase year‑over‑year, reflecting long-term resilience within the remittance and cross‑border settlement sector.
Stellar currently holds a market capitalization of $12.06 billion, with a 24‑hour trading volume of $240.6 million. The fully diluted valuation (FDV) is $18.86 billion, based on a max supply of 50 billion XLM and a circulating supply of approximately 31.97 billion tokens.
Technically, XLM is in a reaccumulation phase, currently consolidating between $0.373–$0.391. The RSI remains neutral near 52, indicating a balance between buying and selling momentum.
A daily close above $0.392 could trigger a bullish breakout toward $0.405–$0.415, while failure to hold $0.373 could extend the pullback to $0.360. Despite short‑term weakness, on‑chain data reveals strong support at $0.34, where accumulation by long‑term holders continues.
From a fundamental and institutional perspective, Stellar remains one of the most strategically positioned Layer 1 networks for real‑world financial integration. According to recent reports from ETHNews, institutional interest in Stellar has risen sharply over the last quarter, driven by its proven role in remittance systems and central bank digital currency (CBDC) pilots.
The network’s Stellar Consensus Protocol (SCP), which achieves Byzantine fault tolerance without mining, allows fast, low‑cost, and interoperable transactions — a key differentiator against slower, more congested blockchains.
Developmentally, Stellar continues to expand through partnerships with MoneyGram, Circle, and the Stellar Development Foundation (SDF). These initiatives are focused on bridging traditional financial infrastructure with blockchain rails, particularly across developing economies in Latin America and Africa.
Recent reports confirm that Stellar’s anchor network has grown, enabling seamless conversion between fiat and digital assets directly through its ecosystem wallets. Additionally, SDF has announced the expansion of Stellar Aid Assist, its humanitarian payout system leveraging USDC on Stellar rails, which now supports faster emergency fund distribution through digital identity verification.
Despite subdued social metrics, institutional sentiment toward XLM remains positive. 82% of market participants tracked by CoinGecko report a bullish long‑term outlook, viewing XLM as a high‑utility asset rather than a speculative one.
ETHNews analysts believe Stellar’s focus on compliance, interoperability, and scalability gives it a durable niche in the next generation of tokenized financial systems, especially amid renewed interest in on‑chain remittance and stablecoin payment rails.
Given the current consolidation structure and macroeconomic support from real‑world adoption, the 7‑day price projection for XLM is $0.392, with upside potential toward $0.405 if buying pressure returns. Downside support is seen at $0.373, with structural invalidation below $0.34.