Digitap ($TAP), a crypto presale project, is introducing the world's first "omni-bank" app. This innovative application allows users to manage both cash and cryptocurrencies in a single balance, facilitate global money transfers, and make purchases anywhere Visa is accepted. This immediate utility is a key reason why analysts are identifying Digitap as one of the best cryptocurrencies to buy now. Experts believe Digitap has the potential to become a major player in the banking sector, with some projections indicating a possible 50x return over time. This optimistic outlook is supported by Digitap's status as a functioning fintech with a clear growth trajectory.
Why Digitap's Utility Positions It as a Top Crypto Investment
The core functionality of Digitap's banking app is centered on providing users with a unified platform for all their financial needs. Users can store traditional fiat currency alongside over 100 cryptocurrencies within a single account. The app enables seamless swapping between these assets, easy money transfers, and spending capabilities via the Digitap Visa-branded card.
Internally, Digitap employs proprietary multi-rail routing technology. This system intelligently analyzes both on-chain and traditional financial networks to identify the most efficient and cost-effective route for money transfers. This optimization can lead to transaction fees below 1%, a significant reduction compared to the average 6.2% fee charged by traditional cross-border money remittance services.
Presale Surpasses $1.7 Million as $TAP Price Approaches $0.0313
Digitap's native token, $TAP, has seen its presale event successfully raise over $1.7 million. The token is currently available for purchase at $0.0297 and is slated to increase to $0.0313 in the upcoming days, following a structured tiered pricing strategy. Early investors who acquired the token at $0.0125 are already observing a paper profit exceeding 100%.
The tokenomics of Digitap also contribute to its appeal as a top altcoin investment. With a fixed supply of 2 billion tokens, 50% of the platform's profits are dedicated to buying back and burning $TAP tokens, as well as rewarding stakers. This investor-centric approach directly correlates platform usage with token demand over time.
A 50x Growth Potential Based on User Acquisition and Valuation
Digitap has garnered significant attention from analysts, who frequently cite it as one of the best cryptocurrencies to invest in currently. This assessment is based on tangible data rather than speculation. One analyst has outlined a user-centric model to support the potential for a 50x gain from current presale prices.
Coinbase, a leading cryptocurrency exchange, currently holds an $85 billion valuation with 120 million monthly users, implying an approximate valuation of $708 per user for its investors. Applying a conservative 50% discount to Digitap, given its early stage, suggests a potential valuation of $354 per user.
With its current market capitalization just under $60 million, a 50x increase would result in a valuation of approximately $3 billion. Achieving this valuation would require Digitap to onboard around 8.4 million monthly active users.
Targeting Two Major Markets: Remittances and the Unbanked
The analyst's projection of Digitap onboarding over 8 million users is supported by its strategic focus on two substantial and underserved markets. The first is the global remittance market, where annual flows to low- and middle-income countries amount to hundreds of billions of dollars.
By highlighting the significant cost savings offered by its 1% fee compared to the industry average of 6.2%, Digitap is well-positioned to capture a meaningful share of this market. Even a small percentage of this vast market could translate into millions of regular users.
Furthermore, Digitap addresses an even larger demographic: the approximately 1.4 billion adults worldwide who lack access to traditional banking services. The app's optional no-KYC signup process provides essential features, making it an attractive solution for individuals in many regions.
Successfully penetrating these two markets alone presents a significant opportunity for Digitap. While interchange fees, FX spreads, and transfer fees may be small on an individual user level, they accumulate substantially at scale. If Digitap can onboard approximately 2 million new monthly active users annually across these segments over a four-year period, reaching the 8.4 million user target becomes a realistic objective.
Valuation Scenarios: 7-12 Million Users Support $250-$400 Per User Value
Even under more conservative valuation assumptions, the 50x growth case for Digitap remains viable. If the market values each user at $250, Digitap would need to acquire 12 million monthly active users. This number still represents a relatively small fraction of the total addressable market.
Conversely, if the per-user valuation trends closer to $400 as Digitap's business scales, the required user base to justify a 50x gain decreases to approximately 7.4 million. The combination of a vast total addressable market and the everyday utility of its services provides Digitap with a strong foundation to solidify its reputation as one of the best cryptocurrencies to buy right now.
Prioritizing Execution Over Hype: Analysts Favor Digitap's Model
Analysts are endorsing Digitap's crypto presale as a leading investment opportunity because the platform functions as a modern bank, rather than relying on future promises. The app effectively addresses real-world financial pain points, reduces friction, and directly links revenue generation to the $TAP token through value-creation mechanisms like buybacks, burns, and staking.
While many presale projects aim to revolutionize finance, Digitap is already demonstrating its capabilities. Among "banking crypto" initiatives, $TAP stands out as a top contender for the best cryptocurrency to buy now, as its growth narrative is grounded in tangible execution rather than pure speculation.
Explore the future of crypto cards with Digitap. You can learn more by visiting their live Visa card project:
Presale: https://presale.digitap.app
Website: https://digitap.app