Celia Wallet is a non-custodial mobile application designed for interacting with the BNB Chain. It enables users to buy, sell, swap, send, receive, and stake cryptocurrencies. Launched on January 15, 2026, the app has already achieved over one million downloads. Unlike custodial wallets, where a third party manages your funds, Celia Wallet keeps your private keys directly on your device, ensuring you maintain full ownership of your cryptocurrency.
The wallet operates using the native $CELIA token and provides integrated fiat on-ramp and off-ramp functionalities. This allows users to send cryptocurrency and receive fiat currency directly into their bank accounts, or conversely, purchase crypto with fiat, with the tokens appearing instantly in their wallet. For individuals seeking a user-friendly way to access the BNB Chain without compromising the security of their private keys, Celia Wallet presents a straightforward solution.
Who Developed Celia Wallet?
Celia Wallet was developed by Celia Technologies, also known as CELIA EXCHANGE LIMITED. The company was founded by the Afula Brothers: Eta Emmanuel Afula, who serves as CEO, and Favour Afula, who holds the position of CTO. Their journey in building the project was documented in a three-part video series published on Instagram, detailing the project's origins, the challenges encountered, and the long-term vision.
The project's inception dates back to mid-2025 with the launch of a mining and staking application that allowed users to earn $CELIA token credits on their mobile devices. By December 2025, social media teasers began to build anticipation for the full wallet release. The team has since cultivated a community of over 507,000 followers on X through various referral programs and mining incentives.
Key Features and Capabilities of Celia Wallet
Celia Wallet is equipped with a range of features designed to cater to both novice and experienced cryptocurrency users.
- •Non-custodial Storage: Your private keys are stored locally on your device, meaning no third party has access to your funds. The team encapsulates this principle with the slogan, "Own Your Keys, Own Your Crypto."
- •On-Chain Transactions: Swaps are executed directly on the BNB Chain utilizing automated market makers (AMMs) such as PancakeSwap, with which the app is natively integrated. Gas fees are paid in BNB, and the application is optimized for low transaction costs.
- •Fiat Integration: This feature bridges the gap between cryptocurrency and traditional finance. Users can send crypto to the app's smart contract and subsequently receive fiat currency in their linked bank account. The process is reversed for purchasing crypto. The availability of these services may differ based on region and the chosen payment method. This functionality is slated for release in late January 2026.
- •Staking: Users can earn rewards on their $CELIA holdings by depositing tokens into designated pools through the app's dashboard. To prevent market oversaturation, pool caps are set at 100,000 tokens, and rewards become claimable after specified lock-up periods.
- •Multi-Wallet Support: The app allows users to create and seamlessly switch between multiple wallet addresses. This feature is useful for organizing funds or separating personal assets from business-related holdings.
- •In-App Browser: This integrated browser provides access to BNB Chain decentralized applications (dApps), DeFi platforms, and other Web3 projects without the need to leave the wallet application.
- •Security Tools: Celia Wallet incorporates a 6-digit passcode, biometric authentication options, and a balance-hiding feature accessible via a long-press gesture. The in-app browser also employs sandboxing for dApp interactions to mitigate phishing risks.
Additional functionalities include live price charts, community sentiment voting, polls related to the $CELIA token, and referral mining bonuses for new users.
Understanding the Mechanics of Celia Wallet
Fundamentally, Celia Wallet functions as a decentralized exchange wallet operating on the BNB Chain. The core operations can be broken down as follows.
During the initial setup, users have the option to generate a new wallet or import an existing one using a seed phrase. The private keys are stored locally on the user's device. The multi-wallet system further allows for the creation of additional addresses, facilitating better organization of different asset holdings.
All swap and transfer operations are executed on-chain through BNB Chain's smart contracts. For instance, when swapping $CELIA for BNB, the transaction is routed via integrated AMMs. The application is designed to optimize gas costs while ensuring rapid transaction processing.
The planned fiat integration connects the wallet with external payment infrastructure. When selling cryptocurrency, users send tokens to a designated smart contract, after which the system processes a fiat deposit to their linked bank account. The purchasing process operates in reverse, with crypto arriving in the wallet once the fiat transaction is completed.
Staking functionality is managed through the app's dashboard, where users can select pools, deposit $CELIA tokens, and monitor their accrued rewards. A cap system is in place to limit the amount that can be staked in any single pool.
Transaction verification occurs on-chain, supplemented by app-level security measures. Access to the wallet itself is protected by passcodes and biometric authentication.
Getting Started with Celia Wallet
The setup process for Celia Wallet is designed to be straightforward and can be completed in a few simple steps.
- Download the App: Celia Wallet is available for download on both iOS via the App Store and Android through Google Play. The app requires Android 7.1+ or iOS 15+.
- Create an Account: Upon opening the app, users can sign up using their email address. The app will automatically generate a wallet, or users can choose to import an existing wallet using their seed phrase.
- Complete Verification: To gain full access to all features, users must complete the mainnet verification process, which functions similarly to a Know Your Customer (KYC) check. During this step, users will set a 6-digit passcode and enable biometric authentication.
- Fund Your Wallet: Users need to deposit BNB to cover gas fees. Subsequently, they can purchase $CELIA or other BNB Chain tokens through the app's buy feature. Referral codes can be used to unlock mining bonuses.
- Begin Using: Once funded, users can proceed to swap tokens, stake $CELIA in available pools, or explore decentralized applications via the in-app browser.
Understanding the $CELIA Token
$CELIA serves as the primary utility token for the Celia ecosystem. It is integral to handling transaction fees within the app, distributing staking rewards, and facilitating governance participation.
The total supply of $CELIA tokens is fixed at 800 million. A significant portion, 87.5% (equivalent to 700 million tokens), is allocated for community rewards, including mining, airdrops, and staking incentives. An additional 10.5% is designated for CEX listings and marketing efforts, while the remaining 2% is reserved for contributors. The distribution schedule plans for 350 million tokens to be released over a five-year period.
Following the launch, sentiment polls indicated a positive outlook from the community. The development team has also announced plans for both Decentralized Exchange (DEX) and Centralized Exchange (CEX) listings as the ecosystem continues to expand.
Future Developments for Celia Wallet
The roadmap for 2026 includes plans for expanding Celia Wallet's functionality beyond the BNB Chain to support multiple blockchain networks. The team also aims to implement continuous stability improvements for the application. Further development will focus on introducing advanced DeFi tools and broadening the scope of fiat support.
Initial user feedback at launch highlighted some instances of app instability and the presence of excessive advertisements. The development team responded promptly with rapid updates in early January 2026 to address these issues. This iterative approach reflects the founders' stated commitment to building practical utility rather than solely focusing on generating hype.
Is Celia Wallet a Suitable Choice?
For users of the BNB Chain who are seeking a non-custodial wallet solution that incorporates built-in staking and fiat gateway features, Celia Wallet offers a compelling set of functionalities.
Advantages:
- •Full control over private keys.
- •The application is free to use.
- •Integrated fiat on-ramp and off-ramp capabilities are planned.
- •Provides staking rewards for $CELIA token holders.
- •Features a clean and intuitive interface for everyday transactions.
Disadvantages:
- •Currently limited to the BNB Chain, with multi-chain support scheduled for later release.
- •Some early bugs were present at launch but have largely been resolved through updates.
- •Accessing advanced features may require a degree of blockchain knowledge.
As the Celia ecosystem matures and multi-chain support becomes available, Celia Wallet has the potential to evolve into a more comprehensive and versatile solution. For the present, it serves as a functional entry point into the BNB Chain's decentralized finance landscape.
Users are encouraged to download Celia Wallet and explore its features. For the latest updates and information, visit the official website at celia.ltd or follow the project on X at @CeliaWallet.