The internet is evolving from a platform where users click and pay to one where software agents interact and trade with other software. While AI agents can already consume compute through MCP servers independently, a significant challenge remains: online payment systems are designed for humans, not machines.
Agentic payments are designed to address this limitation. They enable agents to pay for the precise resources they consume in real-time, without requiring human intervention. The x402 protocol facilitates these payments natively within the internet, and SKALE, a gas-free blockchain, provides cost-effective and verifiable payment rails for these agents.
What are Agentic Payments?
Agentic payments are transactions conducted directly between software components, eliminating the need for human involvement. An agent can request data, computing power, or storage and include payment within the same request. Upon successful payment verification, the service responds instantaneously.
This mechanism can be likened to postage on a physical letter. The sender includes a stamp to confirm payment for delivery. The postal service verifies the stamp, and if valid, the letter proceeds. Agentic payments operate similarly, with a small, verified payment "stamp" accompanying each request.
This model opens up new possibilities, allowing programs to make payments based on exact usage – for each action, file, or API call. This eliminates the need for traditional subscription models, prepaid credits, or manual checkout processes.

x402: The Protocol for Agentic Payments
x402 is a new standard for internet payments, developed by Coinbase and supported by the upcoming x402 Foundation, an open initiative from Coinbase. This protocol empowers any web service, such as APIs, MCP servers, or other agents, to charge for access. It introduces a novel pay-per-use model and a new authentication scheme for the internet.
When an agent attempts to purchase compute resources or access information, it can now receive clear details about the required compensation for accessing third-party resources. This is achieved through standardized responses from web services that include the HTTP 402 'Payment Required' status code.
This enables an agent to authorize the use of funds to meet the required payment, for example, $0.01 of USDC.
The design of x402 makes it a natural fit for agentic systems, fostering the advancement and adoption of autonomous systems. By removing the necessity for machines to have accounts or API keys, these systems can be built with explicit guidelines, including spending limits from their inception.

Why Agentic Payments Require Blockchain Technology
For agentic payments to function seamlessly across diverse systems, a programmable method for transferring and settling payments was essential. Traditional payment processors, such as Visa, PayPal, and Stripe, impose transaction costs—typically 2-3% in fees plus fixed surcharges—which render small or frequent payments economically unviable. Furthermore, these legacy systems introduce latency, settlement risks, and the possibility of chargebacks, all of which create friction for real-time, autonomous transactions.
Blockchain technology addresses these challenges by offering a trustworthy, programmable, and borderless solution for value settlement. On-chain settlement ensures that payments are final and verifiable without intermediaries, stored credit cards, or the need for services to rely on each other's databases. Small, high-frequency payments can be processed safely and instantly, particularly on SKALE, which offers zero transaction fees.
Leveraging open standards, any client capable of sending an HTTP request with a valid payment signature can interact with any x402-enabled service, thereby integrating frictionless, on-chain settlement into the global internet economy.
SKALE: The Optimal Blockchain for x402
SKALE's architecture positions it as the ideal platform for x402 payments. In contrast to most networks where every transaction incurs a gas cost, SKALE provides zero gas fees and instant finality.
This makes it the perfect environment for scaling x402 payments, allowing thousands of micro-transactions between agents and services to occur without cost barriers or performance compromises. The key SKALE features that benefit x402 payments include:
- •Zero Gas Fees for Any Token: SKALE chains can be configured to eliminate gas costs for users. This is crucial for maintaining the micro-nature of per-request pricing.

- •Unlimited Scalability: SKALE is not a single shared blockchain but a network of multiple EVM-compatible chains supported by a unified validator pool. This allows the network to scale with growing x402 demand without competing for blockspace.
- •Predictable Costs: Instead of per-transaction fees, SKALE utilizes a flat subscription model, akin to cloud hosting. Teams pay a one-time fee for their pre-allocated blockspace, rather than for each individual transaction, making it sustainable to offer granular per-use consumption pricing.
- •Fast Finality: SKALE confirms transactions in under one second, ensuring near-instantaneous payments and access.

- •Complex Settlement Options: While current schemas require explicit payments, ongoing collaborations are exploring more dynamic payment scenarios, such as streaming and deferred payments. SKALE's smart contract execution cost structure makes it an ideal blockchain for implementing these advanced schemes, as it does not diminish the value of micro-transactions.
For instance, merchants may wish to accept payments in SKL, while agents pay in USDC/USDT. With zero gas fees, a pay-and-swap mechanism could be developed, enabling a facilitator to accept any asset and automatically swap it into SKL for the merchant.
AI Agent Capabilities Unlocked by x402 on SKALE
AI agents possess the ability to think, plan, and act, but they have largely relied on payment systems designed for human users, such as credit cards. Implementing x402 on SKALE grants them true economic autonomy, enabling them to transact independently, instantly, and at scale.
Leveraging SKALE's speed and its gas-free model, agents can pay for services and resources directly without being hindered by transaction costs or confirmation delays.

