Investors looking for high-upside early entries are watching November’s crypto presale cycle closely, and three names keep coming up: Remittix ($RTX), BEST Wallet Token ($BEST), and Digitap ($TAP).
Digitap is gaining the strongest attention thanks to its working app, real payment utility, and rising demand. For investors scanning altcoins to buy, $TAP shows the clearest path to long-term value and has the best shot at a 100x.
With a Visa partnership, 124% APY, and a released product accessible from both iOS and Android, analysts recommend it as the best crypto to buy this month.
Remittix ($RTX): Cross-Border PayFi Ambition
Remittix is a PayFi ecosystem that connects crypto users with traditional financial rails. The value pitch is simple: cheaper international transfers and broad wallet access for everyday use. The project plans to offer global wallet access, crypto-to-bank transfers, and a smoother way to move money between chains. Reports show its presale has raised over $28M and the token is priced at $0.1166.
The premise is simple. Users can send crypto, but recipients receive it in fiat currency. This enhances the flexibility of held Web3 assets. What certain providers such as Wise and Revolut did for fiat currency transfers, Remittix is attempting to do for crypto transfers. There are zero FX fees, and funds are transferred near instantaneously.
However, the issue is that Remittix has no working app for investors to use or test. The roadmap is still early, and execution will decide whether it reaches meaningful scale. Many retail investors still include it on their list of altcoins to buy, but 100x remains out of the question due to its lack of utility at the present time. The product, for now, remains theoretical and limited.
BEST Wallet Token ($BEST): Web3 Wallet With Expanding Utility
BEST powers the Best Wallet ecosystem. Users can swap cryptos for a reduced fee across different wallets as well as over 330 DEXes and 30 bridges. The token sits at the center of its fee reductions, launchpad access, and upcoming card payments feature. Thus far, the coin is priced at $0.025, and the crypto presale has raised an impressive $17M.
Other notable features include biometric security and an estimated 75% APY. BEST wallet offers practical tools and broad exposure. Its utility focus offers a real market use case of low-cost swaps and crypto security. The issue is whether or not it is delivering on promises. Multichain support is not yet provided, and its card has not been released. Its roadmap further includes derivative trading, a strange and speculative offering for crypto wallet providers.
BEST focuses on crypto tools and security, while crypto presales like Digitap pushes into payments, banking features, and a profit-backed token model to appeal to a broader market. For those comparing different crypto presale projects, the shift toward real financial utility often gives Digitap a distinctive advantage.
Digitap ($TAP): Live Omni-Bank With Real 100x Potential
Digitap is an omni-bank that combines fiat and crypto services in one unified superapp. Users can hold assets, make payments, send funds, and earn 124% yield without switching platforms. The system connects real usage to token value by directing 50% of profits to burns and rewards. This structure gives $TAP a direct link to financial performance rather than market hype. Thus far, it has raised over $2.1M and is currently priced at $0.0326.
There are many reasons analysts have earmarked $TAP as a 100x coin. Its payment card is integrated with Visa, meaning that users can spend at any terminal that accepts this provider. Its app is live and functional on both iOS and Android. Zero-KYC access means that there are no barriers to entry and a smooth onboarding process. This framework also opens up the market to include the billions of globally unbanked citizens.
Beyond retail usage, Digitap offers plans for business owners, global IBANs, invoicing, 24/7 support, and a crypto exchange for low-cost swaps. As the world’s first omni-bank, it aims to provide a full suite of financial services for the modern citizen, all accessible from a simple smartphone with full user ownership.
If Digitap reaches a 100× gain from current levels, $TAP would trade around $3.26. That level requires steady adoption, strong transaction volume, and expansion of its payment rails. For many investors searching for crypto to buy now, Digitap is a top choice because the app is already live, the revenue model feeds the token, and the concept fits both retail and institutional users.
Why November Favors Structured Utility Crypto Presales
November offers a clear contrast. $RTX provides zero-fee crypto-to-fiat transfers, while $BEST offers a fast-growing wallet with secure, low-cost swaps.
Digitap stands out as the only crypto presale linking user activity to token value, with delivered utility and a Visa-compatible payments card. Its market case is much broader as an omni-bank that offers a full suite of services to disrupt the global payments industry. This is the kind of market that could easily lead to a 100x for $TAP in the years to come.
For investors deciding on altcoins to buy, the mix of a live app, payment integration, and a clean economic model gives Digitap the strongest foundation. It is regarded as one of the best cryptos to buy now, for investors seeking structured growth rather than hype-only momentum.