Tangem, known for its secure and minimalist hardware wallets, has announced the launch of Tangem Pay, a new way to use crypto for real everyday purchases. Instead of keeping digital assets only as investments, Tangem Pay is designed to make spending USDC simple, practical, and self-custodial.
What Tangem Pay Is
Tangem Pay allows users to link a virtual Visa card to their Tangem Wallet app. The funds stay on-chain under the user’s full control. When a payment is made, the balance in USDC on the Polygon network is converted at the moment of purchase. This means the user keeps ownership over their funds, without relying on a centralized custodian.
In simple terms:
You store your crypto in your Tangem Wallet.
When you want to pay for something, Tangem Pay allows you to use your USDC directly through a Visa payment channel.
Self-Custody Comes First
The central idea behind Tangem Pay is that users never give up the private keys that control their funds. The smart contract system moves only the necessary amount at the time of a transaction. The main wallet and the payment account remain separate, which protects user funds and maintains the core principle of crypto ownership.
Supported Currency and Network
At launch, USDC on the Polygon network is supported.
Tangem has stated that additional chains and assets will be introduced gradually over time. The company is currently prioritizing stability, compliance, and smooth user experience.
Rollout and Availability
Tangem Pay will be introduced step-by-step in selected regions. Some areas will receive access first, while others will follow according to regulatory requirements. A full and updated list of supported countries can be found directly through Tangem’s official website.
Why This Matters
For many crypto holders, using digital assets in real-world situations has always been the missing link. Tangem Pay attempts to change this by combining the flexibility of on-chain wallets with the familiarity of card payments. This could make crypto more practical for everyday spending, travel, and online shopping.
For Those Interested in Tangem Wallets
If someone wants to start using Tangem Wallet and explore Tangem Pay in the future, the hardware wallet can be purchased through Tangem’s website.
Users who wish to buy a wallet can use the code: CRYPTO for a 10% discount.