Breaking: SWIFT has quietly woven Ripple’s tech into its network.
#XRP is set to fuel liquidity for the next-generation financial system
— CryptoSensei (@Crypt0Senseii) October 1, 2025
PaymentSafe and its Functionality
The video explains that PaymentSafe is a centralized platform for processing payments across multiple networks, including domestic systems, international corridors, and SWIFT. The design is built around enabling straight-through processing by removing fragmentation in formats and message flows.
One of its highlighted features is the “universal translator,” a component that converts between legacy SWIFT MT messages and ISO 20022 standards, including CBPR+. This translation capability allows banks and financial institutions to streamline operations without being constrained by legacy infrastructures.
PaymentSafe also includes back‑office integration with functions such as core banking, treasury, trade finance, reconciliation, and internet channels. The platform embeds compliance tools like sanction screening and anti‑fraud workflows.
Additional modules cover reporting, message workflow, and centralized monitoring, making it a broad system designed to meet regulatory and operational requirements while unifying payment activity.
Network Connectivity and Ripple’s Presence
The screenshot shared alongside the video shows PaymentSafe’s interoperability with multiple networks. These include SWIFT, real‑time gross settlement systems, ACH, instant payments, and central bank clearing systems.
Notably, Ripple and distributed ledger technology appear as network endpoints within this diagram. The implication presented in the post is that PaymentSafe facilitates connectivity between traditional financial networks and emerging technologies, creating a bridge for new forms of liquidity management.
The claim emphasized by CryptoSensei is that SWIFT has “woven” Ripple’s technology into its ecosystem, making XRP a potential liquidity solution within this integrated framework.
While the materials presented highlight Ripple’s placement in the PaymentSafe architecture, they do not provide evidence of XRP being directly operational within SWIFT flows. Rather, the diagram and explanation indicate PaymentSafe’s ability to unify multiple networks, with Ripple shown as one of the available endpoints.
The Suggested Role of XRP
According to the interpretation given in the post, XRP’s role would be to provide liquidity across payment corridors that traditionally rely on pre‑funded accounts or correspondent banking.
By positioning XRP within a hub that can translate and process multiple formats under a single interface, the argument is made that financial institutions could reduce friction and costs when accessing liquidity. PaymentSafe’s compliance and fraud‑prevention features are also cited as crucial for making such an approach viable in regulated financial environments.
CryptoSensei’s post connects PaymentSafe, SWIFT, and Ripple into a narrative suggesting a deeper level of integration between legacy networks and emerging technologies.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.