The Update

The payments giant announced new subscription capabilities for stablecoin payments. This makes it easier for companies to accept recurring crypto payments from customers worldwide.

The update comes as stablecoins—cryptocurrencies pegged to assets like the US dollar—gain traction for their speed, low fees, and borderless reach.

Making Crypto Work for Recurring Payments

According to Stripe, stablecoins are already transforming how high-growth firms operate. Among the top 20 AI companies using Stripe, nearly all are based in the United States, yet 60% of their revenue comes from outside the country. Traditional cross-border payments often involve delays, high fees, or failed transactions. Stablecoins solve that problem. Stripe reports that AI firms like Shadeform now process about 20% of their payment volume in stablecoins, cutting transaction costs in half and settling funds almost instantly.

Recurring payments—such as monthly subscriptions—have long been tricky on blockchain. Wallet owners must manually approve each transaction, creating friction that doesn’t exist in traditional billing systems. Stripe’s new solution uses a smart contract, a self-executing program that allows customers to authorize their wallets for recurring use. Once approved, payments process automatically, similar to saving a credit card for future charges.

You can now accept stablecoins for recurring payments with @Stripe.

🔄 Let customers use their crypto wallets to pay for subscriptions
👩‍💻 Manage fiat and stablecoin subscriptions together from your dashboard
🌏 Reach global customers at lower costs

Here’s how it works: pic.twitter.com/9EE5kGLDQ9

— Jen (@BackseatVC) October 14, 2025

This upgrade means businesses can manage both fiat and stablecoin subscriptions side by side in the Stripe Dashboard. For users, the experience feels familiar: they can choose from over 400 supported crypto wallets, subscribe with a few clicks, and continue paying without extra steps. The feature is launching in private preview for US-based businesses, initially supporting USDC payments on Base and Polygon, two fast and low-cost blockchains.

The Broader Shift Toward Digital Dollars

Stablecoins have grown into one of crypto’s most practical use cases. According to data from CoinMetrics, stablecoin settlement volumes exceeded $10 trillion in 2024, rivaling the scale of traditional payment networks. As global commerce becomes more digital, tools like Stripe’s stablecoin subscriptions could bridge the gap between Web2 and Web3, offering companies a cheaper, faster way to scale internationally.

Imagine this…

– Over $1B in Stablecoins on-chain
– Home to USDT, USDC, USDe, and PYUSD0
– Stablecoin Supply up 500% YoY

No need to think too hard, though. This is reality.

There are no rails as fast, cheap, and safe.
The Chain of Choice for Stablecoins is Aptos. pic.twitter.com/zYoTPv9VwW

— Aptos (@Aptos) September 29, 2025

Alex Mashrabov, CEO of AI company Higgsfield, praised the update: “Stablecoin payments help us reduce our cost of revenue, attract tech-forward users, and reach people who don’t have access to other payment methods.”