Strategic Banking Partnership for Digital Asset Integration
Standard Chartered has announced a strategic partnership with DCS (DCS Card Centre) as the principal banking partner for DeCard, a next-generation credit card designed to enable seamless stablecoin spending in the real world. This collaboration positions the global bank at the forefront of efforts to connect traditional banking infrastructure with the fast-evolving digital asset ecosystem.
Under the partnership, Standard Chartered will provide transaction banking and financial markets services to support DeCard’s expanding user base in Singapore. This includes managing cardholder top-ups, account services, fiat and stablecoin settlements, as well as treasury, liquidity, and FX hedging operations through its Financial Markets division. The initiative will initially launch in Singapore before expanding to other key markets across Asia and beyond.
Bridging Traditional Finance and Decentralized Finance
Dhiraj Bajaj, Global Head of Transaction Banking FI Sales at Standard Chartered, stated that the initiative aligns with the bank’s broader strategy to bridge the gap between traditional and decentralized finance. He remarked, “This partnership is in line with our continued efforts to offer banking solutions for innovative fintech partners and is central to our strategy of supporting clients in navigating the evolving digital assets space. Our investments in platforms, capabilities, and solutions allow us to be the trusted banking partner bridging TradFi to DeFi.”
Joan Han, Chief Commercial Officer at DCS, emphasized that the partnership represents a milestone in bringing regulated crypto payments to the mainstream. She said, “We’re thrilled to partner with Standard Chartered, a globally recognised and trusted financial institution, to power the next chapter of DeCard’s growth. Their banking expertise and robust infrastructure enable us to bring secure, transparent, and efficient stablecoin payments to everyday life.”
Enhanced User Experience Through API Connectivity
Standard Chartered’s virtual account and API connectivity will allow DCS to create instant virtual accounts for DeCard cardholders. This capability enables real-time identification and reconciliation of incoming payments. The system enhances visibility, compliance, and operational efficiency, which are key factors in delivering a secure, transparent, and seamless user experience for digital asset payments.
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