A New Era for Digital Finance
SoFi Technologies, Inc. has unveiled SoFi Crypto, marking a major milestone as the first and only nationally chartered bank in the United States to let users bank, borrow, invest, and trade cryptocurrencies, all within one secure app.
The launch positions SoFi at the forefront of regulated digital finance, combining traditional banking strength with the innovation of blockchain. Members can now buy, sell, and hold popular crypto such as Bitcoin, Ethereum, and Solana directly from the same app they use for checking, savings, and investing. The phased rollout begins today, with broader access in the coming weeks.
Leadership in Secure Digital Transformation
“SoFi Crypto represents a pivotal step toward uniting modern finance under one roof,” said Anthony Noto, CEO of SoFi. “Blockchain will redefine global financial systems by making transactions faster, cheaper, and safer. As the first nationally chartered bank to offer crypto trading, we’re uniquely positioned to lead this transformation with security and trust at the core.”
Seamless Integration and User Benefits
The platform integrates seamlessly with SoFi Money accounts, allowing users to fund crypto purchases directly from FDIC-insured balances. When not trading, members’ money continues earning interest, removing the need to move funds to external exchanges.
In addition to trading functionality, SoFi Crypto provides educational tools and in-app guidance, helping users understand crypto risks and opportunities. SoFi emphasizes that digital assets are not insured by the FDIC or SIPC and can fluctuate in value.
Market Demand and Future Expansion
The launch comes amid surging global interest in digital assets, with SoFi data showing 60% of its crypto-holding members prefer trading through a licensed bank rather than unregulated exchanges.
SoFi also revealed plans to expand its blockchain initiatives, including a forthcoming USD stablecoin, crypto-based remittance services, and blockchain-driven lending products to make money transfers and borrowing faster and cheaper.
Early Access and Promotional Opportunity
Users can join the waitlist now for early access and qualify for a promotion offering a chance to win one Bitcoin by completing eligible transactions before January 31, 2026.
Introducing pay3: Simplified Crypto Payments
pay3 (pay3.so) is a crypto payment platform that replaces wallet addresses with usernames. Accept USDT, USDC, ETH, and BNB through one simple link: pay3.so/@yourname