Key Survey Findings on Investor Priorities
A recent survey conducted by MoneyHero Ltd. and Coinbase has revealed a significant shift in the priorities of Singaporean cryptocurrency investors. The data indicates that trust has surpassed low fees as the primary factor when investors choose cryptocurrency exchanges. This trend, highlighted in a report released on November 20, 2025, suggests a growing maturity within the Singaporean crypto market.
This evolving preference has implications for exchange strategies and may influence the future regulatory landscape for cryptocurrencies in Singapore. Investors are increasingly focusing on the reliability and security of platforms rather than solely on cost-effectiveness.
Trust Overtakes Fees as the Leading Exchange Selection Factor
The joint survey, a collaboration between MoneyHero Limited and Coinbase, sheds light on a new dynamic among Singaporean crypto investors. The findings clearly show that trust is now considered more crucial than low fees when selecting an exchange. This represents a notable departure from previous investor behaviors where exchange fees often played a more dominant role in decision-making.
The current emphasis on trust and compliance signals a broader maturation in investor behavior within Singapore's rapidly developing cryptocurrency sector. This shift indicates a greater awareness of the importance of secure and regulated trading environments.
"65% of respondents identified trust as the most important factor in exchange selection, ahead of fees (42%), highlighting a maturation in user priorities among Singapore’s crypto investors." — MoneyHero and Coinbase, Joint Survey Report
Regulated Exchanges Garner Increased Favor
A direct consequence of this shift is a heightened preference for regulated cryptocurrency exchanges. Investors are increasingly prioritizing platforms that demonstrate strong adherence to security and compliance standards, making cost-cutting measures less appealing in exchange for more secure environments.
From a financial perspective, this realignment of investor priorities could inspire similar trends in other global markets, potentially encouraging the adoption of robust regulatory practices worldwide. It clearly illustrates that investors are more prepared to ensure transparency and security over minor financial savings.
Investor Trust Strengthened Following Market Events
This significant change in investor sentiment appears to be influenced by past market events, such as the 2022 FTX collapse. Following such incidents, there was a notable redirection of investment flows towards regulated platforms, and the current survey indicates that this preference for trust and security is not a temporary trend but represents consistent progress in investor knowledge and expectations.
Building on historical patterns, the increased emphasis on trust is likely to contribute to greater long-term market stability in Singapore. The preference for trusted exchanges underscores a growing inclination among investors to operate within regulated environments, prioritizing safety and reliability over purely cost-driven decisions.