As Ripple (XRP) sees wallets holding over 10,000 tokens hit new all-time highs amid a modest price recovery, investors are once again paying close attention to both market activity and promising altcoins. While XRP’s accumulation indicates growing confidence among large holders, many traders are also looking for the top crypto to buy with high growth potential before the next major bull run.
Leading the charge is Mutuum Finance (MUTM), a next-generation DeFi project currently in Phase 6 of its presale at $0.035 per token, with more than 70% of the phase sold out. Combining a dual-lending model that merges Peer-to-Peer and Peer-to-Contract lending with a robust roadmap, Mutuum Finance is presented as a prime crypto opportunity for both short-term gains and long-term value creation in 2025.
XRP Wallets Surge as Long-Term Investors Strengthen Positions
Despite recent price fluctuations, Ripple (XRP) is demonstrating robust long-term investor confidence, with on-chain indicators now revealing the wallets holding at least 10,000 tokens to be at an all-time high of 317,500. This represents a 1.8% rise over the last thirty days, showing steady upward momentum during 2025, based on Santiment data.
The increased number of mid and large holders indicates that most investors are seeing recent price drops as opportunities to stock up on XRP for long-term profit, instead of responding to short-term market movements. Trading at around the $2.35 level now, XRP’s holding above the $2.3 support levels may signal the start of a rally back to $2.8 during the second part of the week.
While veterans track such accumulation trends, they are also monitoring new projects with good fundamentals and early adoption potential, pointing to a wider movement of interest into Mutuum Finance (MUTM), identified as a top crypto to buy in 2025.
Mutuum Finance Presale Sees Significant Growth
Mutuum Finance (MUTM) is generating considerable buzz in the DeFi and broader crypto community, as growing investor demand propels the project forward. Phase 6 of its presale is already 70% sold, indicating strong market faith and investor interest. The token is currently priced at $0.035, positioning MUTM as a top crypto project for investors seeking high-potential early-stage DeFi opportunities.
More than 17,340 investors have collectively committed $17.75 million to MUTM tokens. This level of support signifies growing global interest in Mutuum Finance’s decentralized finance model, which emphasizes real-world DeFi utility and future growth opportunities, establishing it as a top crypto to buy for strategic investors.
Lending and Borrowing Protocol Set for Q4 Launch
Mutuum Finance is set to introduce its highly anticipated lending and borrowing protocol, marking another significant step towards building its decentralized infrastructure. Version 1 (V1) will be released on the Sepolia Testnet in Q4 2025, featuring fundamental DeFi elements such as liquidity pools, mtTokens, debt tokens, and a Liquidator bot. The protocol will facilitate secure, scalable, and efficient borrowing, lending, and collateralization of ETH, USDT, and other assets, further enhancing MUTM’s position as a prime crypto investment for 2025.
Leaderboard Incentives Drive Community Participation
The Mutuum Finance presale leaderboard has proven to be a crucial platform for fostering community participation. In the last 24 hours, leading buyers acquired $7,036 and $6,619 worth of MUTM tokens, demonstrating significant community engagement and competition. The highest-ranked daily top buyer receives a reward of $500 in MUTM tokens, with a single trade executed within 24 hours being sufficient to qualify. This leaderboard structure has driven liquidity, sustained presale velocity, and enhanced community engagement, further solidifying MUTM as a top crypto to buy for early adopters and growth-focused investors.
Mutuum Finance (MUTM) is emerging as an ideal crypto investment opportunity today, complementing XRP's rising accumulation patterns. Phase 6 presale tokens are priced at $0.035, with over 70% already purchased and $17.75 million raised from 17,340 investors. The live leaderboard action, featuring $500 MUTM rewards, highlights leading community interaction and early-market conviction. With its DeFi dual-lending plan and the imminent launch of its V1 lending protocol on Sepolia Testnet, MUTM demonstrates both innovation and long-term potential. Investors are encouraged to secure their tokens now to be part of what is anticipated to be one of 2025’s hottest crypto opportunities before Phase 7 begins.