Ripple President Monica Long shared significant insights into the company's upcoming growth phase and the evolution of the XRP ecosystem during the Swell 2025 conference, which took place in Singapore.
Addressing the community known as the “XRP Army,” Long emphasized Ripple's dedication to enhancing both its business operations and its technological infrastructure.
"At Ripple, we provide digital asset infrastructure to financial institutions," Long stated. "We also have a dedicated team focused entirely on XRP Ledger innovations."
Long highlighted that numerous new features have been introduced for developers over the past two years. She also announced that the next major innovation planned for the XRP Ledger is a lending protocol. This strategic development is intended to further broaden the range of use cases and enhance the technical capabilities of the XRP Ledger.
Ripple also intends to incorporate institutional use cases, such as stablecoins, into the XRP Ledger. Long explained that this strategy is designed to boost XRP's liquidity and adoption by attracting new institutions to the ecosystem.
Concluding her address, Monica Long underscored the central vision of the Ripple team, which revolves around the interconnected pillars of "utility, trust, and liquidity."
"We are creating a cycle that involves building strong utility for XRP, increasing trust, and growing liquidity," she explained. "We are investing considerable effort into developing use cases, as these are the fundamental drivers of growth for the entire ecosystem."