Pseudonymous crypto enthusiast {X} has drawn attention once again to the speculation surrounding XRP and its potential involvement in SWIFT’s cross-border payment infrastructure.
In his latest commentary, he pointed out that many within the digital asset community have overlooked a previous incident in which an announcement suggesting an agreement between Ripple and SWIFT was shared prematurely.
According to him, the official confirmation of such a partnership could be approaching sooner than anticipated. He added that if finalized, this type of development could propel XRP beyond Bitcoin in market standing.
People seem to have forgotten very quickly that the agreement between Ripple and Swift to use XRP for cross border payments was announced early by mistake.
Maybe the official announcement is closer than we think.
Once this is announced XRP will overtake Bitcoin. pic.twitter.com/79o3soqglx
— {x} (@unknowDLT) September 27, 2025
Background of the Deleted Post
The source of this speculation stems from a tweet initially published by Watcher.Guru on March 20, 2025. The post claimed that SWIFT was close to finalizing an agreement with Ripple to integrate XRP into its global payments system.
It further stated that billions of XRP had been placed in escrow to serve as liquidity reserves for these cross-border transactions. The post was timestamped at 10:05 PM but was later deleted. Its removal led to questions across the cryptocurrency community about the authenticity of the information.
Clarification on the Incident
According to a report by Times Tabloid, the deleted Watcher.Guru post was the result of an account compromise. The outlet detailed that malicious actors had gained control of the account and published the misleading information in an attempt to deceive the market.
Watcher.Guru later confirmed that there was no official basis for the claims and emphasized that the news of a Ripple‑SWIFT partnership was not accurate. Despite this clarification, the content had already circulated widely before its deletion.
Ongoing Speculation Among Analysts and Supporters
While the original report was debunked, crypto enthusiasts such as {X} argue that the premature post may reflect discussions or developments that are still ongoing behind the scenes. He suggested that the announcement of a partnership could be imminent and that such a move would be transformative for XRP’s role in the global financial system.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
This assertion has sparked a fresh debate over XRP’s utility, particularly given its design as a bridge currency for settlement and its escrow system, which ensures liquidity stability.
Implications for XRP’s Market Position
The suggestion that XRP could surpass Bitcoin is ambitious, yet it underscores the significance some analysts attach to institutional adoption. A collaboration with SWIFT, which connects over 11,000 financial institutions worldwide, would represent one of the most impactful integrations for any digital asset.
Although the original report was discredited, the notion that XRP could become a settlement medium within the SWIFT network gained traction among investors and market watchers.
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