Revolut has surged to a $75 billion valuation after completing its latest secondary share sale, marking one of the largest private-market leaps in European fintech history. The company’s valuation climbed dramatically from $45 billion the previous year, underscoring the intense investor appetite surrounding the fast-growing London-based digital banking platform.
A Landmark Secondary Share Sale
Revolut’s newest valuation was achieved through a secondary transaction, allowing long-time employees and early backers to sell a portion of their stakes. It marked the fifth time the company enabled staff to cash out shares, a rare level of liquidity in Europe’s private tech sector.
The sale drew heavyweight institutional interest. Major global investment firms including Coatue, Greenoaks, Dragoneer, Fidelity, Andreessen Horowitz, Franklin Templeton, T. Rowe Price Associates, and NVIDIA’s venture arm NVentures participated. Reports suggest buyers paid $1,381.06 per share, reflecting exceptional demand for Revolut equity despite the company still operating without a UK banking license.
Strengthening Its Global Fintech Position
For investors, Revolut’s rising valuation is linked to a period of rapid expansion, strong balance sheet performance, and aggressive plans that place the company in direct competition with major global banks.
Revolut reported $4 billion in revenue for 2024, up 72% year-over-year, while pre-tax profits jumped 149% to $1.4 billion. The business continues to scale across personal finance, business banking, crypto trading, wealth management, and international remittances, all while maintaining one of the world’s fastest-growing user bases.
The company aims to reach 100 million users across 100 markets by 2030, with entry into 30 new countries already on its roadmap. It is also pursuing an expanded product suite that includes consumer lending, mortgages, and SMB financing, a shift that would transform it from a digital payment app into a full-scale global bank.
Strategic Implications Moving Forward
The valuation boost reinforces Revolut’s status as Europe’s most valuable private fintech, and positions the company as a future public-market giant, potentially rivaling the largest neobanks and even some traditional financial institutions.
But the path ahead still includes hurdles. Revolut remains in pursuit of a UK banking license, a years-long process that continues to face regulatory scrutiny. Yet investor demand suggests confidence that Revolut will eventually secure it, and that its global expansion plans will accelerate regardless.
With a strengthened investor base, rising profitability, and a long-term push into full banking services, Revolut’s latest valuation marks more than just a milestone, it signals the company’s transition into one of fintech’s most globally influential players.