Rapid Growth in Stablecoin Transactions
Stablecoin payments on the financial super-app Revolut experienced significant growth in 2025, indicating a growing trend of digital dollars entering everyday financial transactions. While Revolut has not officially released its figures, crypto researcher Alex Obchakevich estimates that payment volumes on the platform increased by approximately 156% compared to the previous year, reaching an estimated $10.5 billion.
Obchakevich's analysis, based on data from Dune Analytics, suggests that stablecoin payments now represent nearly double the share of total Revolut payments compared to 2024. This surge highlights a broader shift where users are increasingly opting for stablecoins due to their speed, low transaction costs, and ease of use. Although stablecoins still constitute a small fraction of overall payment volumes, their rapid adoption rate is noteworthy.
Stablecoins on @Revolut are showing exponential growth. The volume of transactions with stablecoins is growing four times faster at 156% compared to the total payment volume of 38.5%. This indicates the active implementation of crypto solutions on @Revolut. Over the year, the…
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This trend is also recognized by Bloomberg Intelligence, which forecasts that stablecoin payment flows could grow at an annual rate of 81%, reaching an estimated $56.6 trillion by 2030, with retail usage expected to be a primary driver of this expansion.
Everyday Payments, Not Just Large Transfers
Analysis of Revolut's user activity indicates that stablecoins are being utilized for more than just large-value transfers. The most frequent transfer sizes fall within the $100 to $500 range, accounting for approximately 30% to 40% of all stablecoin payments made through the app.
According to Obchakevich, this pattern suggests practical, real-world applications for stablecoins, such as paying bills, sending money to friends and family, and managing routine expenses. This points towards stablecoins evolving into a practical tool for everyday payments, rather than solely serving as a speculative trading asset.
Revolut has actively supported this growing adoption by introducing new features. In October, the company launched a service that allows users to exchange US dollars for USDC and USDT at a 1:1 rate, without any commissions or hidden fees, thereby reducing the barriers to entry for new users.
Dominant Blockchains and Market Expansion
Revolut supports stablecoin transactions across multiple blockchains, including Ethereum, Tron, Polygon, Solana, Arbitrum, and Optimism. Ethereum currently handles the majority of these transactions, accounting for over two-thirds of Revolut's stablecoin payments, with Tron following closely at approximately 22.8%.
The broader stablecoin market is also experiencing substantial growth, currently valued at around $312 billion. The U.S. Treasury has projected that this market could expand to $2 trillion by 2028.
Revolut is not the only financial institution embracing stablecoins for payments. Western Union has announced plans to launch stablecoin settlements on Solana in 2026, and companies like MoneyGram and Zelle are also introducing similar functionalities. These collective efforts underscore the increasing integration of stablecoin payments into the global financial landscape.