Black Friday 2025 is exposing a brutal reality for older payment tokens. While Remittix (RTX) offers a neat and compact remittance product, the narrative has already moved on. Investors are hunting full-stack banking plays ready to ride the stablecoin boom.
Digitap ($TAP) has a front row seat, and its omnibanking service is already live. This weekend only, it is running a $1 million Black Friday sale that closes in 48 hours. From almost every angle, Digitap looks more like an early-stage fintech than a crypto presale.
It is quickly becoming a leading altcoin to buy in the payments vertical, and it may even be the best crypto to buy now for anyone who believes that stablecoins will dominate cross-border payments in the coming years.
PayFi Tokens Leading Crypto Presale Inflows
As bearish sentiment rips through crypto, the only way to see where smart money is really positioning is to follow fresh capital. In Q4 2025, that flow is clustering around PayFi crypto presales. And from a macro stance, it makes a lot of sense: stablecoin supply keeps grinding higher.
Global remittances still charge average fees of about 6.4% for a typical $200 transfer, and crypto can beat that by a long shot. Remittix and Digitap both exist inside that gap. They are part of a new cohort of payment-focused crypto projects that are increasingly looking like fintech companies.
Remittix (RTX): The Leading Altcoin to Buy in the Remittance Lane
Remittix is a serious attempt to improve remittances. It lets users pay in crypto from a wallet, and recipients receive fiat directly to bank accounts. It promises local payouts in 30 fiat currencies and rolls out flat-fee pricing, undercutting current remittance incumbents.
Naturally, Remittix is targeting corridors that are famously expensive and slow. Its focus on direct bank payouts could potentially offer a lifeline to many migrant workers and digital nomads. The RTX token is somewhat lacking compared to $TAP, but overall, Remittix offers a very solid and respectable product.
A single-purpose remittance tool for moving funds from point A to point B.
Digitap’s Omni-Bank: Why this Crypto Presale is Crushing PayFi Competitors
Digitap positions itself as the world’s first omni-bank. A single environment where fiat, stablecoins, and crypto balances sit side by side and can be moved, converted, and spent. The UX looks and feels like a neobank app, but under the hood lives a multi-rail architecture that routes payments over both public blockchains and legacy systems such as SWIFT, SEPA, ACH, and Faster Payments.
The big advantage of this multi-rail design is that Digitap’s engine can compare costs and speed in real time whenever a user wants to send money. This constant optimization means that for the end user, their money moves in minutes rather than days. And the best part is that the Digitap front end abstracts all the complexity of using crypto.
Digitap’s strongest point is that the majority of its users will probably end up being non-crypto natives. Even better, the product is not hypothetical. Digitap’s iOS and Android apps are live today, with thousands of users using its global money app. Instant swaps, domestic transfers, and cross-border payouts all happen in real time.
The Visa program enables anyone to spin up a virtual card today with no-KYC. Users who complete KYC can get a physical card, and this has been a game-changer in bringing crypto balances into the real world. The project is already performing like a fintech rollout, and its early success proves this.
This crypto presale has attracted around $2.2 million so far, and the current stage price of $0.0334 looks very cheap. Set to rise to $0.0361 in less than a week, $TAP looks like a leading altcoin to buy headed into 2026, and its massive Black Friday sale is currently offering insane discounts.
Digitap’s 96 Hours of Madness: Black Friday, But for Banking Rails
Digitap’s “96 Hours of Madness” is live right now, and investors have 48 hours left to lock in some of these crazy deals. Each hour until Monday, on the official website, a fresh offer will appear. It will last for 60 minutes and then disappear forever.
The gamified element has sent participation into overdrive, and across the 96-hour window, more than $1 million in total bonuses, discounts, token bundles, and product giveaways are available. Many of these will be first-come, first-served, like the 50% discount that was available to the first buyers who opened that deal on Friday.
$1 MILLION in CASH, PRIZES, GIVEAWAYS. BLACK FRIDAY SALE IS LIVE NOW
RTX vs. $TAP: Tokenomics, Upside, and Why Digitap Looks Like the Best Crypto to Buy Now
Remittix and Digitap are both looking to improve payments, but $TAP’s model is closer to early-stage fintech equity than a generic governance asset. It has a 2 billion fixed supply and allocates 50% of platform profits to burning $TAP and rewarding stakers. This powerful flywheel is why it ranks among the best cryptos to buy now and has higher potential upside than RTX long-term.
Digitap feels like XRP 2.0 for a different world. Ripple correctly identified that modernizing cross-border payments was a trillion-dollar problem, but the market picked stablecoins. Remittix has captured one outcome of that reality—a better payout rail for specific corridors.
But Digitap is dreaming bigger and going after everything. As a consumer front-end that lets non-crypto natives tap into the speed and cost savings of stablecoin, its growth potential looks unlimited here. Easily a leading altcoin to buy and likely one of the best cryptos to buy now for anyone bullish on stablecoins.
Discover how Digitap is unifying cash and crypto by checking out their project here: