Pundit: ‘The XRP Endgame Has Begun’ – Here’s What’s Lined Up

• •
  Ripple’s RLUSD stablecoin backed by BNY Mellon signals institutional adoption.
• •
  Ripple’s Federal Reserve access could redefine its role in banking.
• •
  XRP poised for massive institutional capital influx through upcoming ETFs.

According to Simba, a prominent figure in the cryptocurrency space, the XRP endgame has officially begun. Ripple is making bold moves that signal its growing influence in the global financial system. Simba highlights that these developments suggest Ripple is positioning XRP as a key player bridging the gap between digital assets and traditional finance.

Ripple’s recent launch of RLUSD, a stablecoin backed by BNY Mellon, marks a key milestone. Simba emphasizes that BNY Mellon, with its $53 trillion in assets, gives Ripple institutional credibility. This partnership not only brings stability but also signals a future where XRP is backed by institutional‑grade reserves, enhancing its potential for mainstream use.

Ripple is also advancing its regulatory legitimacy by applying for a New York banking charter, one of the toughest licenses in the industry. Simba notes that Ripple’s existing licenses, such as Money Services Business (MSB) and Electronic Money Institution (EMI), further solidify its presence in the global financial ecosystem.

Ripple’s Ambition to Transform Global Banking

Ripple’s ambitions extend beyond just cryptocurrency into traditional banking. By applying for a Federal Reserve Master Account, Ripple seeks direct access to the U.S. settlement system.

This would put Ripple on par with the largest financial institutions, enabling it to handle high‑value transactions. Simba points out that if successful, this move would elevate Ripple from a digital currency platform to a critical part of the global banking infrastructure.

Ripple’s pursuit of a New York banking charter is another strategic play. By securing this license, Ripple would gain full banking capabilities, allowing it to provide more comprehensive services and strengthen its competitive position against traditional banks. According to Simba, this is a significant move in Ripple’s journey to becoming a dominant global player.

XRP’s Role in Cross‑Border Payments and Institutional Capital

Simba also highlights Ripple’s ongoing compliance with the ISO 20022 messaging standard, which will soon be adopted by major banks worldwide. Ripple’s XRP network is already ready, positioning it as a leader in cross‑border payments. This makes XRP an ideal candidate for adoption by international financial institutions looking for efficient payment solutions.

The approval of nearly 20 spot XRP ETFs is another exciting development. Simba explains that these ETFs, once approved, could unlock trillions of dollars in institutional capital, further solidifying XRP’s status as a leading asset in the global financial market.