Pundit Says $10-$25 XRP Are Retail Price Targets. Here’s What It Means

Crypto pundit XRP Queen (@crypto_queen_x) recently highlighted a shift in focus for XRP that goes beyond short-term retail price targets. While much of the market debates $10 to $25 levels, Ripple has been executing strategic moves aimed at global financial infrastructure.

According to XRP Queen, the company’s actions are not designed to create a quick pump. It intends to build systems capable of handling large-scale transactions. This goal makes $10 to $25 retail price targets seem insignificant for those who cannot perceive XRP's broader potential.

Ripple has been actively acquiring payment and custody infrastructure to support its expanding ecosystem. XRP Queen emphasized the importance of these moves, noting that the company is integrating with banks, institutional funds, and other major financial entities. This integration positions XRP as a key asset for real-time global settlement.

By focusing on infrastructure rather than short-term price targets, Ripple ensures that XRP can operate at the scale required by global institutions. XRP Queen noted that these steps are deliberate and strategic, highlighting the company’s commitment to establishing a robust financial network.

Regulatory Clarity and Banking Licenses

Regulatory clarity remains a critical factor for XRP’s adoption. Ripple fought to secure regulator clarity for XRP in the U.S. and defeated the SEC. XRP Queen noted that the company is now actively working to secure approvals in jurisdictions where regulatory certainty matters most.

Alongside this, the company is pursuing a full banking license in the U.S. It has already received conditional approval from the OCC. These regulatory initiatives support long-term growth by reducing uncertainty for partners and investors.

Positioning for Real-Time Settlement

XRP Queen highlighted that Ripple’s work goes beyond conventional cryptocurrency use cases. By enabling real-time settlement for financial institutions, XRP provides efficiency that traditional banking infrastructure cannot deliver. This capability attracts banks and funds looking for faster, more reliable transaction solutions.

The integration with established financial systems is a major factor in XRP’s potential price growth. XRP Queen emphasized that Ripple is not just working toward a price pump. The company’s actions are building the financial plumbing with XRP as the foundation.

Long-Term Market Outlook

According to XRP Queen, systems of this nature move in orders of magnitude rather than small increments. This combination of payment infrastructure, institutional integration, regulatory clarity, and banking licenses sets XRP apart from assets focused solely on retail speculation.

XRP Queen concluded with a clear message for holders: “Lock in.” With Ripple focused on global financial plumbing, the potential for substantial price appreciation grows, making the $10 to $25 range appear small in comparison.