The idea of an Onchain Payments Platform is moving from theory to reality in the United States. Polygon has announced a major step toward regulated, everyday crypto payments by acquiring Coinme and Sequence. This move aims to make sending, receiving, and using money onchain easier, faster, and more global.
What Polygon Is Building
Polygon is creating a single, vertically integrated Onchain Payments Platform designed for banks, fintechs, enterprises, and everyday users. The goal is to move all money onchain and make it work.
Payments is the killer use case.
More on why Polygon’s goal is to become a regulated U.S. payments player, from @Reuters. pic.twitter.com/COFQMjjFkI
— Polygon | POL (@0xPolygon) January 13, 2026
This platform will support:
- •Regulated money movement across 48 U.S. states
- •Easy fiat on-ramps and off-ramps
- •Over 50,000 fiat-to-crypto locations in the U.S.
- •Simple wallet onboarding
- •One-click crypto transactions across many blockchains
All this will live inside what Polygon calls the Polygon Open Money Stack.
Apply for early access to build on the Polygon Open Money Stack: https://t.co/NIrZck7QJR
— Polygon | POL (@0xPolygon) January 13, 2026
How Coinme Fits In
Coinme is the regulated backbone of the platform, bringing real-world compliance and reach to Polygon’s onchain vision. Coinme operates under money transmitter licenses in 48 U.S. states and runs a licensed wallet infrastructure. It also connects users to more than 50,000 retail locations where people can move between cash, fiat, and crypto.
For businesses, Coinme offers enterprise-ready APIs that allow Web2 and Web3 companies to add crypto trading, custody, and fiat on- and off-ramps into their products. Pantera Capital, DCG, Circle Ventures, and MoneyGram are investors in Coinme, and it already serves over 1 million users.
What Sequence Adds to the Stack
Sequence focuses on making crypto feel invisible to users, removing the usual friction that comes with wallets, gas fees, and bridges. With Sequence, Polygon gains:
- •Embedded wallets with enterprise-grade security
- •Simple user experiences that hide blockchain complexity
- •Trails, a one-click cross-chain engine that handles swaps, bridging, and gas.
Sequence technology is already used across major ecosystems like Polygon, Arbitrum, Immutable, and Magic Eden.
Big news: @0xPolygon is acquiring Sequence.
This brings Polygon, Sequence, our product @TrailsHQ, and @Coinme together to power the future of unified global payments and money movement.
A thread 🧵 pic.twitter.com/EkymLUhmZN
— Sequence (@0xsequence) January 13, 2026
Together, Polygon, Coinme, and Sequence create a full Onchain Payments Platform that is simple and scalable, combining blockchain rails, real-world compliance, and a user-centric design.
Conclusion
The adoption of the Onchain Payments Platform in the US marks a significant leap for Polygon. Polygon is building to enable anyone, anywhere to move money through regulation, infrastructure, and seamless user experience.