Key Developments in US Payment Regulation
Polygon Labs announced on January 13, 2026, its acquisition of Coinme and Sequence for over $250 million, aiming to establish a US-regulated payments platform across 48 states.
The integration aims to facilitate regulated fiat and stablecoin transactions, potentially boosting adoption of Polygon's ecosystem and influencing market dynamics for compliant cryptocurrency payments in the United States.
Strategic Acquisition for Regulatory Compliance
Polygon Labs announced it will acquire Coinme and Sequence for over $250 million. This move will integrate regulated U.S. payment solutions into the Polygon network.
The acquisition involves Coinme, a licensed money transmitter, and Sequence, which offers wallet infrastructure. This will facilitate expanded on-chain money movement across 48 U.S. states.
Impact on Stablecoin Accessibility and Adoption
Immediate impacts include improved accessibility to stablecoin payments and enhanced regulatory compliance. This acquisition positions Polygon as a major player in U.S. crypto payments.
The initiative enhances financial inclusivity by incorporating fiat on/off-ramps. It aims to streamline operations for businesses and consumers using the Polygon ecosystem.
The acquisition could lead to increased adoption of Polygon’s technology in the regulated payments space. It aligns with growing trends towards compliance and scalability.
Potential outcomes include expanded partnerships and an uplift in transaction volumes. Historical trends suggest an ongoing shift towards regulated crypto payment solutions.
Leadership Vision for Regulated Money Movement
We are excited to integrate regulated fiat on/off-ramps and licensed wallets into the Polygon ecosystem to enable compliant money movement across the U.S. - Sandeep Nailwal, CEO of Polygon Foundation
— Polygon (@0xPolygon) January 13, 2026
Sandeep Nailwal, CEO of Polygon Foundation, stated: "We are excited to integrate regulated fiat on/off-ramps and licensed wallets into the Polygon ecosystem to enable compliant money movement across the U.S."