Shiba Inu famously turned investors into multimillionaires during the 2021–2022 run when its price rocketed from a fraction of a cent to new highs due to community hype and strong social media momentum. Now, the ‘next SHIB’ could see such meteoric growth in the crypto market today. Of these, Pepe and Mutuum Finance are becoming the main focus for investors looking to catch the next big crypto. PEPE has seen a remarkable accumulation and is growing its holder base at a very impressive rate.
However, Mutuum Finance (MUTM) is better positioning itself as the best “next SHIB” candidate, for those in search of DeFi crypto utility combined with early-stage growth potential. Priced at only $0.035, MUTM is already creating serious FOMO in Phase 6 of its presale, with over 85% sold out and more than $18.35 million raised. While the dual-lending DeFi crypto model means both Peer-to-Peer and Peer-to-Contract lending are available for real financial utility besides the community-driven momentum, few tokens remain, making MUTM a favorite among investors keen to catch the next big crypto capable of combining hype with sustainable growth.
Pepe (PEPE) Already Ran, Is It Still the Next Shiba Inu?
With PEPE having already had its big run from its accumulation zones up to levels that most traders would consider late entry, currently, it consolidates in the 0.0000065–0.0000070 range. PEPE finds resistance at its former ascending trendline, and while the MACD has turned bullish, the majority of the upside move has already occurred. Even as it moves toward 0.0000077, the explosive growth that made SHIB legendary is probably behind it, which precludes PEPE from truly emulating the early-stage meteoric rise of SHIB. But for investors looking for early-stage growth potential with actual utility, the spotlight shifts to the position of Mutuum Finance (MUTM), the next big crypto gaining serious momentum among traders searching for the DeFi crypto project with both value and innovation.
Mutuum Finance Charges Ahead
Mutuum Finance has become one of the most in-demand crypto projects since the multi-phase presale kicked off in 2025. Every stage of the presale so far has been very transparent about long-term potential to investors giving early adopters ample time to lock in huge value before the token ever hits open markets.
Now in Phase 6, MUTM changes hands for $0.035, over triple its starting price of $0.01 in Phase 1, thus giving early contributors almost 3x returns. So far, the presale has generated $18.35 million from over 17,660 investors, with 85% of Phase 6 tokens already sold. During Phase 7, the token’s price increases another 20% to $0.04, reflecting continued strong demand in the market and confidence among investors. With such momentum, MUTM positions itself as the next big crypto and the most promising DeFi crypto project of 2025, offering considerable short-term upside while promising long-term stability.
Of the 4 billion MUTM tokens, 1.76 billion are allocated to presale, with more than 760 million already sold in the previous rounds. Such steady accumulation, including large orders from institutional investors, underlines strong confidence in Mutuum Finance’s DeFi crypto model, built on utility and resilience rather than short-lived speculation.
Stablecoin & Oracle Infrastructure
The MUTM USD-pegged stablecoin, set to launch soon, will be fully backed by on-chain-verified collateral and will be launched once the V1 protocol goes live. This forms the very foundation of the lending ecosystem that Mutuum Finance has built, allowing for better liquidity, predictability, and ultimately, user confidence in the platform. Since the protocol links borrow and repayments against a stable underlying, exposure to market volatility is reduced, and users can more accurately predict their returns.
High-performance oracle networks will provide real-time market data so that collateral, borrowing limits, and liquidation thresholds are correctly valued. Backup systems ensure reliability in case there is disruption to the data. With the integration of stablecoin technology and state-of-the-art oracles, Mutuum Finance stands at the edge of DeFi crypto innovation, enabling stability, transparency, and next-generation financial ecosystems to cater to institutional and retail participant needs.
With more than 17,660 investors on board, Mutuum Finance has gathered over $18.35 million and already allocated 85% of Phase 6 tokens, a clear sign of immense demand in the early stages. Priced at an extremely affordable price of $0.035, MUTM offers one of the few opportunities to get exposure to the next big crypto before its full market launch. For investors looking for the next breakout altcoin with potential in both hype and utility, the time for action is now.