If you’re searching for the best crypto card to turn tokens into real-world spending power, you’re in the right place. Whether it’s dinner out, rent, a new phone, or spontaneous travel, real-world utility matters more than ever. That’s why Zypto offers the most flexible crypto card experience available. Multiple card types, high transaction limits, powerful features, and instant global off-ramping are all built in.
Wherever you are in the world, Zypto turns your crypto into real spending power.
The Reloadable Virtual VISA: Fast Setup, Real Utility, No Fees
Zypto’s reloadable virtual VISA card is made for everyday crypto spending. Use it in Google Pay or Apple Pay, shop online, cover your Netflix or Spotify subscriptions, pay for taxis, food delivery, or anything in between. If it accepts VISA, you’re covered.
And the numbers speak for themselves:
- •No acquisition fee
- •No monthly fee
- •No decline fees
- •$0.30 per successful transaction
- •1.75% FX fee for non-USD payments
- •3% crypto off-ramp
- •$10 minimum load, added to your balance
Most users get verified in minutes. Once your KYC is approved, your virtual card is ready to use instantly.
Load it up with over 100 cryptocurrencies on a wide range of blockchains. USDT on Tron, SHIB on Ethereum, HBD on Hive, and more. Every card load converts instantly to a fixed USD balance that’s ready to spend.

The Physical Premium VISA: No Limits, No Monthly Fees
Want something with a little more weight? Zypto’s sleek, black Physical Premium VISA Card is made for serious spending:
- •Up to $175,000 per transaction
- •Up to $1 million monthly spend – ATM, POS and online
- •No monthly fees
- •Ships internationally the next business day after KYC
- •3% flat off-ramp fee
- •Full VISA protections and acceptance
Use it in store, online, or at ATMs that accept VISA. Whether you’re buying tech, booking hotels, or taking care of business, this card is built to handle it.

Virtual Prepaid Mastercards: Spend Once, Stay Private
Sometimes you just want a quick, one-time-use card with fewer strings attached. Zypto’s virtual prepaid Mastercards are made for fast, soft-KYC setup and total control.
- •No documents required
- •Fixed USD balance – choose from a range
- •One-time use
- •Spend anywhere Mastercard is accepted online
- •Add to Google Pay or Apple Pay for easy swipe spending
Perfect for subscriptions, gifts, family transfers, or trying out crypto payments for the first time. Load it, use it, done.
Discover more about Zypto’s Obsidian virtual prepaid Mastercards.
Load at the Right Time and Lock It In
Zypto cards convert your crypto to fiat at the time of loading, not at the moment of checkout. That means you can load your balance during a pump, lock in a higher value, and spend it whenever you want. No price swings. No stress.

Load from Any Wallet or Exchange
You’re not locked in. Load your card from your Zypto wallet or from any external wallet or exchange. Whether you’re holding assets on Binance, Coinbase, Trust Wallet, MetaMask, or somewhere else, you can connect it to load up.
Zypto accepts major tokens, stablecoins, and memecoins across the world’s top chains:
- •Stablecoins: USDT, USDC, USD1, BUSD, DAI, HBD
- •Memecoins: SHIB, PEPE, FLOKI, DOGE
- •L1 coins: ETH, SOL, TRX, XRP, BNB, MATIC, AVAX
- •Ecosystem tokens: HIVE, DASH, SHIB, BONE, and more
You can also load any Zypto card using ZYPs, your in-app rewards points earned through referrals, swaps, and engagement. It’s one more way to turn your activity in Zypto into real-world spending power.
Learn more in the Referrals and Rewards Hub.
Your Best Crypto Card, Powered by the Zypto App
Zypto cards are fully integrated into the Zypto App, a multichain wallet that supports in-app swaps, cold wallet storage, mobile top-ups, bill payments, and stablecoin transfers in over 100 countries.
From wallet to swap to card, your crypto stays in your control. No banks. No middlemen. Just real-world utility in your pocket.
Pick the Best Crypto Card for Your World
Looking for a card you can use every day with Google Pay? A high-limit VISA for premium spending? A private-use Mastercard for one-off purchases? Zypto has all three.
No monthly fees. Fast KYC. Wide asset support. Global off-ramping. And, every card is backed by the freedom of crypto.
Zypto’s crypto cards are available to order in Zypto App and at Zypto.com.
Ready to take control of your crypto?
Free your money. Download Zypto App.


