The crypto space is full of wallets, cards, and exchanges that each do one thing well. But managing them all can be a juggling act, with one app for holding tokens, another for swapping, and yet another for payments.
Zypto App changes that. It brings everything together in one place, a true crypto payments app built for everyday use. From managing wallets and stablecoins to paying bills, topping up phones, and spending globally, Zypto turns digital assets into real-world utility.
One App for Every Kind of Payment
Zypto App is not just a wallet; it is a complete crypto payments ecosystem.
Users can pay bills in more than 120 countries, reload mobile data and prepaid plans, buy and use crypto cards for in-store, online, and ATM cash withdrawals, and make stablecoin payments worldwide. Thousands of top-brand gift cards are also available on Zypto.com and coming very soon to Zypto App.
Every payment happens directly from your Zypto defi wallet. No off-ramping, no banks, no browser extensions. Just smooth, direct crypto payments.

Crypto Cards, Bill Pay, Mobile Top-Ups, and Gift Cards in One Place
Zypto App offers multiple ways to make crypto usable in the real world.
- •Reloadable crypto cards: Choose from Zypto’s reloadable virtual and premium physical VISA cards, accepted anywhere Visa or Mastercard are accepted. Load from any wallet or exchange using more than 100 supported cryptos across 20 plus blockchains.
- •Single-load prepaid crypto cards: Perfect for the privacy-conscious, these cards can be bought instantly with crypto, used online or in-store, and added to mobile wallets like Apple Pay or Google Pay.
- •Bill payments: Pay utilities, credit cards, insurance, and more through the integrated Pay Bills With Crypto service.
- •Mobile top-ups: Recharge mobile phones and data plans in over 170 countries, supporting hundreds of operators and a wide range of cryptocurrencies.
- •Gift cards: Shop from thousands of brands and retailers instantly, all payable with crypto. (live in Zypto.com – coming soon to Zypto App)
With these combined, Zypto App becomes the easiest way to turn onchain assets into everyday spending power.

Built for Every User, Across Every Major Chain
Zypto App supports more than 24,000 digital assets across more than 20 blockchains including Ethereum, Bitcoin, Solana, Polygon, XRPL, BNB, Tron, and Stellar. You can swap between chains instantly, create unlimited wallets, and even connect optional cold storage with the Vault Key Card for extra protection.
It is not just about payments; it is about complete control over your crypto life, from storage to spending.
From Wallet to World
Zypto bridges the gap between DeFi and real-world finance. Whether you’re cashing-in or cashing-out USDC abroad via Stellar and Moneygram, paying bills with coins, tokens, stablecoins, or memecoins, or locking in value by loading your card during a market upswing, everything happens in one unified app.
Zypto App is where crypto becomes practical, an all-in-one platform that makes digital money truly usable.
Get Started Today
Download Zypto App – free on the App Store and Google Play.


