Crypto presales have been around in the market for quite some time now, and they’ve become super relevant in 2026 for their potential to deliver massive gains. According to reports, the top 3 ICOs to watch this year are Digitap ($TAP), IPO Genie (IPO), and NexChain (NEX). IPO Genie has set out to become the top destination for investors evaluating ICOs, and NexChain claims to be the world’s first entirely AI-built blockchain. But it’s Digitap that has hit a chord with everyday crypto users for its omnibanking platform.
Digitap took off in Q4 2025 as the best crypto presale project after launching its global money app. Millions of Android and iOS users can now handle crypto and fiat with one app. Its global appeal is the main reason behind market experts calling Digitap the best ICO and the best crypto to buy now.
Top 3 ICOs Worth Watching in 2026
It’s common knowledge that most of the value of a crypto asset is created before it hits the market. To be in the “inner circle” is the right plan to become a crypto millionaire. That’s exactly why ICOs are in such demand lately. But not all crypto presales deserve attention. The top 3 ICOs worth watching this year are:
- •Digitap ($TAP) — Having raised $4 million in the presale phase, Digitap is counting on its omnibanking platform to drive global adoption.
- •IPO Genie (IPO) — A presale-vetting project that analyzes early-stage projects for red flags and provides investors with clarity before investment.
- •NexChain (NEX) — Touted as the world’s first entirely AI-built blockchain, NexChain is focusing on speed and interoperability.
Digitap Dominates Crypto Presales After Pushing for Global Adoption
What matters most for the 1.4 billion unbanked individuals worldwide is easy access to banking. And that dream could soon become true with Digitap pushing for global adoption of its omnibanking platform in 2026.
Digitap is termed the world’s first true omnibank, and its global money app is already live for millions of Android and iOS users. That’s especially a relief for the billions of unbanked individuals now that they can store, send, spend, and swap crypto and fiat through a single app.
But Digitap takes it a step further with its latest Visa partnership. To make banking truly accessible for its users, Digitap offers virtual and physical Visa cards that can be used to spend crypto like cash for the very first time.
What’s more, Digitap users can now make near-instant cross-border payments at fees as low as sub-1%. This only adds to the appeal around Digitap as a true omnibank built for the future of finance.
Bringing so much to the table, Digitap has rightfully earned its place on the list of the top 3 ICOs to watch this year. And this also explains why Digitap is the best crypto to buy in January.
IPO Genie Uses AI to Flag Investment Risks — Strengths And Limits
Dozens of crypto presales hit the market every day, and more often than not, most are full of empty promises and red flags. That’s something IPO Genie claims to help actively looking investors with.
IPO Genie gives investors AI tools to scan and analyze presales for red flags. That’s where most of its appeal lies, and that’s also what limits its use cases. Unlike Digitap, which has global appeal, IPO Genie hit a wall in terms of utility.
Even with the limited use cases, IPO Genie is an interesting case and naval concept, and this could be its blessing in disguise. What’s more, it’s still in its presale phase, which automatically puts it above large-cap coins on the list of the best cryptos to buy now.
The IPO Genie crypto presale is on, and anyone interested can buy IPO tokens at $0.000115 each. But the presale is already in Stage 38. This basically means that the presale could be in the final phase. On the other hand, Digitap still has plenty of room to grow before it hits exchanges.
NexChain’s AI-First Blockchain — Why It Ranks and Where It Falls
NexChain is yet another addition to the number of blockchains currently operating in the market, but what makes NexChain unique is its focus on AI. Termed the world’s first entirely AI-built blockchain, NexChain has found itself among the top 3 ICOs to watch this year.
From high transaction speeds to cross-chain interoperability, NexChain has what it takes to remain in focus throughout 2026. But it falls short on hitting a chord with an everyday crypto user who might prefer better banking access. That’s where Digitap wins as the best crypto to buy now.
In Stage 30 of its crypto presale phase, NexChain seems to be inching closer to its launch, and that also means NEX sits lower on the list of the top 3 ICOs to watch this year for its lack of potential to deliver maximum gains.
The NEX presale has already raised over $13 million of its $14 million target. On the other hand, $TAP is still available at a 69% discount from its launch price, which makes it the best crypto to buy this January.
Digitap’s Presale Metrics: Price Climb, $4M Raised, Limited Supply
Digitap caught the market off guard with its stunning rise as one of the top 3 ICOs to watch this year, and this rise to prominence hasn’t been random. It also has a low market cap, which makes it a perfect investment option for those looking to maximize gains in the next bull cycle.
For now, $TAP tokens are selling hot during the presale. Starting at $0.0125 in Q4 2025, the Digitap token price has climbed 241% to $0.0427, and the fundraising amount has now crossed $4 million in record time.
Those who missed out on the 241% gain still have a chance to grab a stunning 227% ROI since $TAP is still up for grabs at a 69% discount from its launch price of $0.14.
And the best part is that these tokens can be grabbed along with insane discounts and bonuses for a limited time. For context, Digitap is currently running a New Year’s sale that drops a unique offer every single day on the presale dashboard.
But the Digitap presale supply is limited, and now is the perfect time to grab a share of what many consider the best crypto to buy.
Digitap, IPO Genie, NexChain: How Analysts Rank the Field
The stage is set for crypto presales to dominate the 2026 bull cycle, and investors across the market are already rushing to shuffle their portfolios for maximum returns. The problem with large-cap altcoins is that they’re bloated and can’t deliver life-changing gains. That’s why low-cap altcoins remain the best cryptos to buy now.
Now that experts are releasing their lists of the top ICOs to buy this year, Digitap, IPO Genie, and NexChain consistently dominate every single one.
Digitap is the most interesting case among the three. It is relying on its potential global adoption to drive the $TAP price, and many are certain that the $TAP price could potentially pump 10x once its crypto presale concludes and Digitap hits major exchanges.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app