Heracles-Backed MiloGold Launches “Gold in Motion”: Tokenized Gold Ownership with Always-On Proof-of-Reserve

Presale Opens with Discount, Bonus & Pre-Staking APY

MiloGold has announced the Milo Gold Ownership Certificate (MGOC), a wallet-native vault receipt in the form of an NFT. This NFT mirrors spot exposure to vaulted, insured gold and gold-backed stablecoins. It is paired with the $MLGD utility and rewards token, which is used across platform utilities and in swap/fee flows via the OzGold marketplace. Each $MLGD token references 1/1,000,000 oz (micro-ounce) as the model unit and is reconciled to reserves through an always-on Proof-of-Reserve (PoR) framework, incorporating Merkle trees with zero-knowledge (ZK) enhancements planned for the roadmap.

“Gold has always stood for stability, we’re making it move,” said the CEO of MiloGold. “MGOC preserves gold’s trust; $MLGD brings programmable utility, transparent reserves, and optional yield pathways.”

“Tokenized RWAs need verifiability and utility, not just wrappers,” stated Hugh Ralph, Partner at Heracles Capital. “MiloGold’s always-on PoR and swap/exit design make gold both auditable and usable for modern portfolios.”

Investor Overview

At-a-Glance

What you buy: The Milo Gold Ownership Certificate (MGOC) NFT is available at a discounted metal reference price, tracking live XAU exposure with on-chain PoR. This converts passive gold into programmable, liquid positions with optional staking, lending, and leasing utilities. Verification is available through a public PoR dashboard that includes Merkle roots, reserve ratio, and vault attestations, allowing investors to self-verify their wallet's inclusion.

Investor One-Liner

MiloGold addresses common RWA pain points, including “trust-me” reserves, static gold exposure, immediate sell-offs, and unclear exit strategies. This is achieved through an always-on Proof-of-Reserve system with LBMA-insured vaults and self-verification capabilities, with ZK enhancements on the roadmap. The platform offers utility-funded optional rewards, not emissions-based ones, alongside a 14-day no-unlock period and structured vesting. A clear MGOC to $MLGD swap process is facilitated through the OzGold marketplace, featuring published fees and service level agreements.

Market Context

Why Now

The total above-ground stock of gold was approximately 216,265 tonnes at the end of 2024, valued at around $29 trillion at mid-November 2025 prices. In contrast, tokenized gold stood at approximately $3.86–$3.9 billion as of October 23, 2025, representing roughly 0.01% of the total gold market. Realized asset tokenization is projected to scale significantly, with credible forecasts for tokenized assets by 2030 ranging from $2 trillion (McKinsey, base case) to over $10 trillion (Roland Berger), and potentially reaching $18.9 trillion by 2033 (BCG/Ripple). While these are projections, the trend indicates a clear direction for the market.

Why Gold?

In the current financial landscape, bonds offer thin yields, cash loses purchasing power, equities appear stretched, and Bitcoin exhibits volatility. Gold, however, remains a time-tested hedge with deep global liquidity, transparent price discovery, and low correlation to other asset classes. It is known for its stability and power, though historically it has yielded slowly.

Why Tokenized Gold?

If physical gold offers stability but slow yields, tokenization aims to retain gold's inherent trust while adding speed, accessibility, and utility. This includes wallet-native ownership with verifiable on-chain PoR, 24/7 global liquidity, fractional micro-ounce access, and programmable use cases such as moving, staking, collateralizing, or leasing. These features enable optional, variable yield paths. The market for tokenized gold is still nascent relative to the total gold market, indicating an infrastructure phase rather than a hype cycle, with settlement times measured in seconds rather than traditional T+2 settlement.

Why Milo Gold?

MiloGold seeks to combine the strengths of both physical gold and decentralized finance, offering metal-grade trust with DeFi-grade utility and built-in investor protections. The platform directly addresses key pain points in the Real World Asset (RWA) tokenization space, including opaque reserves, static gold exposure, immediate sell pressure upon listing, and unclear exit strategies.

Verification: MiloGold implements an always-on PoR system that includes Merkle trees and a self-verify tool, alongside LBMA-insured vaults, with ZK proofs planned for the roadmap. Fifty percent of every new investment is automatically allocated to the PoR reserve, which is ring-fenced and non-operational.

Reward Design (Post-Listing): Variable rewards are estimated between 4–8%, with fixed tiers for 90/180/360-day periods offering up to approximately 24–28%, plus a performance bonus during periods of strong reserve growth. Potential combined pathways could reach up to 36% in specific scenarios using multiple MiloGold utilities. These rewards are variable and not guaranteed, funded by fees, lending/lease spreads, and reserve yield, rather than new token issuance.

Listing Discipline: Investors will experience no unlocks for the first 14 days post-listing. Structured vesting follows, with a Token Generation Event (TGE) cap and a roughly two-month pause on project-sale tokens beyond the initial approximately 300 million allocated for liquidity, to facilitate orderly price discovery.

Clear Exits and Transparency: The process for exiting involves a documented MGOC to $MLGD swap in the OzGold marketplace, followed by trading $MLGD on supported venues. A published fee table and SLAs are available.

Scalability: The platform operates on BNB Chain for tokens and Solana for NFTs. It has undergone independent audits by CertiK and Hexens, utilizes a multi-sig treasury, and offers a unified Investor Dashboard for KYC, PoR, and vesting management. The company is DMCC-based with a compliance roadmap aligned with VARA.

Presale Details

Presale Snapshot

Benefits: Investors can receive up to a 10% discount, a 5% purchase bonus, and up to a 20% pre-staking APY (simple, non-compounded, and variable).

Pricing: Contributions are pegged to live XAU/USD and converted programmatically.

Structure: The presale consists of 13 stages with step-down incentives, and KYC/AML onboarding is supported.

Accepted Assets: BNB, ETH, BTC, SOL, USDT, and USDC are accepted.

Access: Participation is available via app.milogold.com using MetaMask, Trust Wallet, Phantom, and Ledger.

How to Participate (7 steps)

1. Register and KYC: Create an account and complete AML/FATF-aligned KYC procedures.
2. Choose network and asset: Select from BNB, ETH, USDT, BTC, SOL, or USDC.
3. Enter amount: The application displays live XAU/USD and calculates your corresponding gold ounces.
4. Review discount and bonus: The stage discount and the 5% bonus are automatically applied.
5. Approve and pay: Confirm the transaction within your wallet.
6. Receive your NFT: Your MiloGold Ownership Certificate (MGOC) will be visible in your dashboard immediately. On-chain wallet delivery of the MGOC NFT to your address is scheduled for Q1 2026.
7. (Optional) Register for staking: Register your MGOC in the dashboard to enable accrual tracking for staking rewards.

Safety, Trust, and Compliance

Safety, Trust and Compliance

Jurisdiction: MiloGold operates from Dubai's DMCC Free Zone, a recognized center for gold trading and blockchain innovation.

Regulatory alignment: The platform adheres to FATF-aligned AML/KYC standards and is actively engaging with Dubai's VARA on licensing requirements.

Security: Independent smart-contract audits have been conducted by CertiK and Hexens, with continuous monitoring and a responsible-disclosure policy in place.

Custody: Gold is held in LBMA-compliant, fully insured vaults located in Dubai and the EU, with periodic third-party attestations.

Backing: The project has received seed investment from Heracles Capital.

Safety of Funds and Proof-of-Reserve (PoR)

50% automatic to PoR: Half of every new investment is automatically allocated to the PoR reserve. This reserve is ring-fenced, non-operational, and inaccessible by the team.

On-chain verification: Published Merkle roots are available alongside a self-verify tool, allowing holders to confirm their inclusion. ZK coverage proofs are planned for the roadmap to enable privacy-preserving attestations.

How to verify: Access the PoR dashboard, check the latest Merkle root, connect your wallet to self-verify inclusion, and review vault attestations, audit IDs, and treasury addresses.

Product Roadmap

Product and Utilities (phased rollout)

Gold Trade App (Phased): Allows users to buy and sell gold-referenced units with live XAU conversion.

Public Token Staking (Post-listing): Offers flexible staking with approximately 4–8% APY or fixed-term staking (90/180/360 days) targeting approximately 18% / 20% / 24%, plus a performance-based component. These yields are variable and not guaranteed.

Gold Staking (NFT) (Roadmap): Enables staking of MGOC NFTs for dynamic yields that align with reserve performance. These yields are variable and not guaranteed.

Gold Lending (Phased): Allows users to borrow against MGOC NFTs, with target Loan-to-Value (LTV) bands published in the app.

Gold Leasing (Phased): Enables users to lease gold-backed NFTs, with lease spreads contributing to rewards and PoR funding.

OzGold Marketplace (Target early 2026): Facilitates trading of MGOC and fractional lots, with $MLGD used for swap and fee flows as per policy.

$MLGD Utilities (Ongoing): Includes use for fees, premium features, and liquidity programs, with future plans for governance.

What’s Coming (near-term)

PoR Dashboard (public): Will feature a Merkle view with self-verification capabilities, and ZK proofs are on the roadmap.

Vaulting and Attestations: Publication of LBMA custody and insurance details, along with third-party attestations.

Security and Audits: Independent audits from firms like CertiK and Hexens, complemented by continuous monitoring.

Listings and Utilities: Token Generation Event (TGE) leading to $MLGD staking, Gold Lending, and Gold Leasing (phased rollouts).

Investor Portal: Provides real-time positions, vesting and unlock schedules, fee transparency, and quick PoR verification.

Tokenomics and Listing Information

Vesting, Unlocks and Listing-Day Assurance (streamlined)

TGE cap: Up to approximately 564 million $MLGD tokens will be unlocked from the initial TGE allocation of 2.13 billion tokens, representing about 26.48% of the TGE allocation and approximately 5.64% of the 10 billion maximum supply. This balance aims to support both liquidity and price stability.

Circulating at listing: Approximately 564 million tokens will be circulating at listing, including liquidity provisions. Of this, approximately 300 million are designated for DEX/CEX/NFT liquidity, and approximately 264 million are allocated across other TGE categories. The project plans to pause selling additional tokens for approximately two months post-listing, beyond the initial 300 million for liquidity.

Listing-day protections and investor vesting: Investors will experience no unlocks for the first 14 days. Following this period, approximately 20% will unlock at TGE+14 days, followed by approximately 20% every 60 days, completing the vesting schedule over approximately 254 days.

Listing, Liquidity and PoR allocation: After its initial TGE portion, this bucket will release approximately 10% monthly.

Team and Founders / VC: A 6-month cliff period will be followed by 10% unlocks every three months.

Community and Utility rewards pacing: Rewards will unlock based on each buyer's purchase date, creating staggered emissions designed to reduce abrupt sell pressure.

Float dynamics: The Day 0 float is approximately 564 million tokens, with about 300 million ring-fenced for liquidity provisioning (DEX/CEX plus NFT marketplace). On Day 14, the first investor tranche unlocks. Operational categories will vest on monthly or bi-monthly schedules.

Post-listing staking locks: Options for flexible staking or fixed 90/180/360-day terms are available.

Presale Profit Simulation (Short, Illustrative)

Assumptions: Gold price at $4,000/oz; investment of $500; 10% presale discount; 5% bonus; 20% pre-stake for 120 days; reference price of $0.004/MLGD; example $MLGD value of $1; spot price at unlock of $4,500/oz.

Metal exposure: A $500 investment translates to 0.125 oz of gold. With a 10% discount, this increases to 0.1389 oz, valued at approximately $555.56.

Tokens at listing: The bonus includes 6,250 tokens, plus approximately 9,259 from pre-staking, totaling around 15,509 $MLGD tokens.

First unlock (20%): Approximately 3,102 $MLGD tokens, valued at around $3,102 assuming a $1/MLGD price.

MGOC at $4,500/oz: The MGOC value would be approximately 0.1389 oz multiplied by $4,500, equaling roughly $625.

First-realized snapshot (if MGOC NFT sold): The combined value of unlocked tokens and the MGOC NFT would be approximately $3,102 + $625 = $3,727 (excluding fees and slippage).

Full realization (all tokens plus MGOC NFT): The potential total value could reach approximately $16,134.

Illustrative only: Prices, Annual Percentage Yields (APYs), unlock timing, liquidity, and market conditions are variable and not guaranteed.

Technology and Architecture

Multi-Chain Architecture

The platform's core networks include BNB Smart Chain for tokens and Solana for NFTs. Bridges and support for Ethereum and Base are planned for the roadmap.

About MiloGold

MiloGold ($MLGD) is a digital asset protocol designed to tokenize vaulted, insured physical gold and gold-backed stablecoins into programmable, verifiably collateralized on-chain assets. These assets are backed by LBMA-standard, fully insured vaults and an always-on Proof-of-Reserve system, featuring Merkle self-verification and third-party attestations. The protocol bridges gold's historical trust with DeFi's 24/7 liquidity, transparency, and composability, enabling optional, market-driven yield paths. MGOC ownership NFTs represent specific gold lots that can be traded, staked, collateralized, or leased. Tokens are deployed on BNB Chain, with NFTs on Solana, and the roadmap includes multi-chain expansion. MiloGold is seed-backed by Heracles Capital and based in Dubai (DMCC Free Zone).

Important Information

This release contains forward-looking statements regarding aspects such as audits, licensing, utilities, yields, and timelines. Actual results may differ materially. This content does not constitute investment, legal, or tax advice, nor is it an offer to sell or a solicitation to buy any security or digital asset. Participation may be subject to jurisdictional limitations, KYC/AML requirements, and other eligibility checks. Digital assets are volatile, and investors could lose all or a substantial portion of their participation. Rewards and returns are variable and not guaranteed; any figures or examples provided are illustrative only. Audits and security reviews reduce, but do not eliminate, risk; smart contracts and networks can fail. Proof-of-Reserve, vault, and insurance references rely on third-party attestations and policy terms and do not eliminate risk. Access to features such as staking, lending, leasing, swaps, and listings is subject to platform rules, regulatory requirements, and timelines, and may change without notice. Investors are advised to read the Whitepaper, Risk Factors, and Presale Terms, and consult with their own advisors before participating.