Financial expert Levi recently addressed XRP investors, emphasizing how relatively modest holdings could position individuals among the leading percentage of account holders. According to Levi, possessing 10,000 XRP is sufficient to enter the top 5% of holders.
He further suggested that such a position may present significant financial potential, especially if projections for mass adoption over the next five to ten years materialize. Levi explained that this holding size could, under favorable market conditions, be enough to elevate individuals into millionaire status in the future.
XRP HOLDERS YOU ARE RICH !#XRPpic.twitter.com/fPlpdaXHWf
— Levi | Crypto Crusaders (@LeviRietveld) September 30, 2025
Comparison with Reported Data on XRP Distribution
The observations align with previously published analysis by crypto proponent John Squire, who provided an extensive breakdown of XRP distribution among accounts. The data shows a highly concentrated ownership structure, with top‑tier holders maintaining large amounts of the asset.
Specifically, the top 0.01% of accounts reportedly control at least 5.7 million XRP. To reach the 0.1% threshold, an account must hold 369,080 XRP, while 200,099 XRP secures a place within the top 0.2%.
Further down the scale, Squire reported that holding 100,000 XRP is enough to place an account within the top 0.5% of investors. This trend of decreasing thresholds illustrates how the distribution narrows quickly as one moves through the rankings, underscoring the weight of large accumulations among a small number of participants.
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Entry into Higher Brackets with Lower Holdings
Notably, Squire’s analysis highlighted that joining the top 1% requires holding 50,637 XRP, a number that is far below what some might assume is necessary. The thresholds continue to scale downward as percentages broaden, with the top 2% holding 25,639 XRP or more.
For investors aiming at wider percentile ranks, only 2,486 XRP is needed to be counted among the top 10%. This perspective reinforces Levi’s point, as it demonstrates how 10,000 XRP comfortably places an individual in an advantageous position relative to the broader investor base.
Future Value and Market View
Levi’s commentary combines current distribution data with a forward‑looking view on adoption. He noted that the growth of XRP’s use in payment systems and other applications could enhance its long‑term value proposition.
The concentration of holdings in the upper brackets reflects both the strength and limitations of distribution in the ecosystem. While smaller amounts are sufficient to place individuals among leading holders, the significant dominance of top accounts shows the extent to which supply is tightly controlled at the highest levels.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.