Every major market cycle leaves behind a trail of missed opportunities that only become obvious in hindsight. Assets that once felt uncertain often transform into case studies of regret after price moves decisively higher. In the crypto market, these moments repeat with striking consistency, and XRP now appears to be approaching one of those defining phases.
In a recent post on X, finance educator and market commentator Coach JV shared a perspective that places XRP within this familiar historical pattern. He framed XRP as an asset many investors may later reference with the same frustration once reserved for Bitcoin’s early years, when hesitation overshadowed conviction.
Markets Reward Conviction Before Consensus
Financial markets rarely reward comfort. During early accumulation phases, skepticism dominates, and narratives remain fragmented. Investors often wait for widespread validation, but by the time consensus forms, price has already repriced significantly.
Coach JV’s message highlights this psychological reality, emphasizing that hesitation, not lack of access, drives most missed opportunities.
XRP will be the one they say they missed.
You’ll hear it everywhere:
“Man… I had the chance to buy it under $3.”Just like Bitcoin.
Same regret.
Same excuses.
Same people.History doesn’t repeat, it exposes who lacked conviction.
— Coach, JV (@Coachjv_) January 13, 2026
XRP currently trades in a zone where conviction feels challenging rather than obvious. This environment mirrors the early stages of past market leaders, where long-term potential existed well before mass participation arrived.
XRP’s Enduring Market Presence
Unlike short-lived speculative tokens, XRP has sustained relevance across multiple market cycles. Its deep liquidity, global market access, and consistent trading volume continue to position it among the most actively watched digital assets. This durability supports the view that XRP remains a long-term market participant rather than a temporary trend.
Coach JV’s outlook aligns with the idea that assets with longevity often deliver their strongest moves after extended periods of doubt. XRP’s ability to remain structurally intact through varying market conditions reinforces the argument that it has not completed its broader market cycle.
The Role of Psychology in Missed Opportunities
History shows that regret in investing follows a predictable script. Investors often recall moments when the price felt “too risky,” or narratives seemed unclear. Later, those same price levels appear trivial. Coach JV suggests that XRP may soon become part of that recurring dialogue, where sub-$3 levels get remembered as missed entries rather than ongoing opportunities.
This psychological shift typically occurs when price accelerates, and doubt fades. At that stage, conviction no longer feels risky, but late participation limits upside.
Why XRP Fits the Pattern
XRP’s current positioning reflects a classic pre-consensus phase. Price remains accessible, sentiment remains divided, and long-term narratives continue to develop. These conditions historically define moments of opportunity rather than moments of excess.
If the broader market continues to strengthen, XRP may transition from debated to accepted. When that happens, many investors may look back and recognize that the window for early conviction had already closed.