In a world filled with sensational crypto takes, one voice is fiercely pushing back against unrealistic expectations. TheXRPguy recently clarified that XRP isn’t about to hit $100,000 overnight. Instead, he argues, the coming rally will be far more grounded — driven by sustained demand and real structural shifts in how XRP is bought and used.
According to TheXRPguy, the likely next chapter for XRP is not a speculative parabola. He believes daily buying volume is poised to rise meaningfully. That increases long-term demand, and that alone can fuel solid price appreciation. For him, the key levers are institutional access and regulatory clarity, not hype.
Institutional Access Through ETFs
A major piece of the puzzle is the pending launch of spot XRP ETFs, particularly the WisdomTree XRP Fund. The U.S. Securities and Exchange Commission (SEC) has delayed its decision on this application until October 24, 2025, underscoring how seriously the regulator is reviewing these filings.
Institutions could use these ETFs to gain XRP exposure without navigating the complexity of self-custody. That, in turn, could unlock sustained, predictable capital inflows.
I want to set the record straight.
I will never tell you XRP is going to $100,000 over night.
It’s not possible.
What is possible is that the daily amount of XRP being bought is about to increase.
That will lead to price appreciation.
We now have ETFs, next we need the…
— TheXRPguy (@TheXRP_guy) November 23, 2025
Regulatory Clarity as the Game Changer
Beyond ETFs, TheXRPguy highlights the importance of legal certainty. That is where the Digital Asset Market Clarity Act of 2025 (the CLARITY Act) becomes central. The bill passed the U.S. House of Representatives and would assign most digital-commodity regulation to the Commodity Futures Trading Commission (CFTC).
If enacted, it could reduce ambiguities around how regulators treat digital assets like XRP. This clarity could give investors more confidence in XRP’s long-term viability, according to TheXRPguy.
Stablecoin Regulation — Why It Matters
Alongside the CLARITY Act is the GENIUS Act, a landmark law now on the books. It creates a federal framework for stablecoins, demanding transparency and reserve backing.
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— TimesTabloid (@TimesTabloid1) June 15, 2025
While not XRP itself, this act signals a broader shift: U.S. regulators are increasingly embracing, not rejecting, digital assets. That shift could indirectly boost XRP by making the crypto space safer and more trustworthy for institutional players.
The Demand-Driven Outlook
Putting it all together, TheXRPguy’s thesis is clear: XRP’s next leg up will be built on real demand, not speculative mania. As ETFs roll out and legal fog clears, everyday and institutional investors may steadily accumulate XRP.
That steady accumulation may drive long-term upward pressure on price — without a crazy moonshot.
Why Patience Wins
His message is a call to temper excitement with strategy. Instead of chasing 100K predictions, investors would be wiser to watch for regulatory wins and ETF developments. These milestones, he argues, will sustain growth far more reliably than hype-fueled rallies.
In short, the future for XRP is not about a sudden, improbable leap. It’s about structural adoption rooted in regulation, accessibility, and consistent demand. That, according to TheXRPguy, is the real play.