The crypto market is back in motion, with Bitcoin climbing above $96,000 for the first time in two months, sparking renewed interest in the best cryptos to buy now. Every market cycle usually sees a meme coin lead the rally, but this time, the narrative has shifted. A utility-focused banking token, Digitap ($TAP), is emerging as a market leader. The token has already gained 240% even as the broader market declined.
Launched at $0.0125, Digitap is currently trading above $0.0427, while previous leaders like Pepe have suffered a 61.95% decline in the past year. Digitap’s omni-bank ecosystem has managed to cut through the noise, positioning it as the top altcoin to buy in 2026.
Digitap is still in its presale phase, and predictions indicate the price expansion is just getting started and could explode after its exchange listing.
Pepe Surges Above $0.000006, Can it Sustain the Momentum?
Pepe is a good example of how meme coins have suffered major losses at the beginning of 2025. After surging sharply to $0.00002 in late 2024, PEPE has remained in a bear market, trading down by around 76%.
In the recent market recovery, Pepe has shown some relative strength, trading above the $0.000006 support level. While the recovery was sharp, it has been accompanied by high volatility and sharp downturns. After the recovery, the weekly chart has turned negative, showing a 20% down week, pushing it out of the best altcoin to buy list.
The major problem for meme coins like Pepe is the lack of utility. Its market cap is already at $2.47 billion. For Pepe to double in price, its already large market cap would need to expand significantly in a highly competitive market where projects with real-world application are seeing traction. And that’s why utility tokens like Digitap are attracting massive crypto presale inflows right now.
Digitap’s Presale Rises on Use Case While Meme Hype Fades
Presales give investors an advantage that large-cap tokens like Pepe simply can’t match: an undervalued presale price. Instead of buying tokens that are still struggling to reclaim past highs, investors can enter potential projects like Digitap before exchange listings drive prices higher.
But what’s driving this surge of interest towards Digitap? At its core, Digitap positions itself as the world’s first omni-bank. It brings stablecoins, crypto, and traditional money together in one app. Users can send and receive funds using the fastest and lowest-cost option available, whether that’s blockchain-based rails or existing banking networks. Anyone can already download the app and experience this digital-first approach to banking.
The biggest draw is its cost efficiency, making it the best crypto to buy now. Cross-border transfers through traditional banks often incur fees of around 6.4% and lengthy settlement times. Digitap cuts those fees to under 1% by using stablecoins and processes transfers within minutes instead of days. This clear advantage makes the platform especially appealing for global payments.
Because of this real-world application, many analysts believe Digitap could evolve into a core payments layer for Web3. While ambitious, the comparison reflects the platform’s real-world use case and scalability. This strong foundation supports the growing interest in the $TAP token, making it the best crypto to buy now.
$TAP Set to List at $0.14, Offering Up to 227% Upside at Launch
The presale price of $TAP is currently $0.0427, attracting investors seeking early-stage upside. More than 190 million tokens have already been sold in its crypto presale, raising over $4 million.
Early participants have already seen returns of over 240%, and the current presale price still represents a significant discount compared to the planned launch price of $0.14. This gap continues to fuel demand as current buys represent a 227% gains at the time of listing, while various post-listing predictions show the potential for 10x gains.
Momentum is also building through Digitap’s ongoing new year campaign. The project’s new year campaign is a limited-time offer released at set intervals. Several rewards are already live, with more yet to be announced, keeping community engagement high and interest strong.