- •Chainlink, UBS, and SWIFT are testing tokenized fund operations.
- •The pilot aims to streamline and modernize fund distribution.
- •Tokenization could reshape the $100 trillion asset industry.
In a significant step toward transforming the traditional financial system, Chainlink, UBS, and SWIFT have launched a pilot program to explore tokenized fund workflows. Their collaborative effort aims to modernize how investment funds are issued, transferred, and settled — potentially revolutionizing the $100 trillion global fund industry.
This pilot is part of a growing movement where traditional finance (TradFi) players are embracing blockchain technology to improve efficiency, reduce costs, and boost transparency. By tokenizing funds, financial institutions can automate complex processes and enable real-time settlement, opening new opportunities for both institutions and investors.
Why Tokenization Matters for the $100T Fund Industry
Tokenization refers to converting rights to an asset — in this case, an investment fund — into a digital token on a blockchain. This method allows funds to be moved and managed more easily across platforms and jurisdictions. For a global industry handling trillions of dollars, this is a game-changer.
The pilot by Chainlink, UBS, and SWIFT focuses on using blockchain-based workflows to distribute and settle tokenized funds between multiple financial entities. Chainlink’s interoperability protocol plays a key role in enabling communication between different blockchain networks and traditional financial infrastructure.
JUST IN: Chainlink, UBS and Swift pilot tokenized fund workflows, aiming to modernize the $100T fund industry. pic.twitter.com/d00S93kFTe
— Cointelegraph (@Cointelegraph) September 30, 2025
What This Means for the Future of Finance
This pilot is not just a technological experiment — it’s a clear signal that legacy institutions are preparing for a blockchain-powered future. By aligning with Chainlink, UBS and SWIFT are acknowledging the value of decentralized infrastructure in making traditional finance more efficient.
If successful, this initiative could spark a broader wave of tokenization across asset classes, reducing friction and enhancing access for investors worldwide. More importantly, it highlights that the future of asset management may lie in cross-chain, tokenized fund workflows — bringing a much-needed upgrade to legacy systems.