In 2025, Cardano’s price has not only stalled, it is trading at the same price as of late 2017 levels.
On the other hand, a newcomer crypto presale project called Digitap ($TAP) is offering what Cardano can only dream of: immediate utility and a catalyst for growth.
Digitap is earning its way onto best-crypto-to-buy-now lists by delivering real financial services right now through its “omni-bank.” By contrast, Cardano’s ecosystem could be at least a decade away from delivering on its grand vision—if at all.
Why Digitap’s Utility Fits Best Crypto To Buy Now Lists
Digitap is a fintech platform that unifies crypto and traditional banking into one. The team markets its product as an all-in-one digital bank account where users can send, receive, store, save, swap, and spend cryptocurrencies alongside regular money.
The banking app recently welcomed the Visa brand to its suite of products, and users can now spend crypto anywhere Visa is normally accepted. Users can, for example, swap Bitcoin to fiat within the app and then swipe their card (or tap with the Apple Pay or Google Pay integration) to buy groceries.
This practical approach is the core essence of Digitap’s value and the key thesis for why it is one of the top altcoins to buy. Digitap is making crypto usable for everyday finance. This proves Digitap is not just an idea or a work-in-progress concept. Rather, it’s a functioning product that passed Visa’s extremely high standards for how it selects partners.
Why Deflation and Growth Could Support Long-Run Token Value
Digitap has already raised more than $1.6 million in its crypto presale after three successful rounds. Currently priced at $0.0297 in its fourth round, the token has generated more than a 100% paper profit for round-one investors who bought at $0.0125.
The presale is programmed to continue climbing in each subsequent funding round, and the team confirmed its planned price of $0.14 when it graduates from presale to trading on exchanges.
Digitap’s token’s economic design is meant to capitalize on its real-world utility. With a fixed total supply of 2 billion, half of the platform’s profits are used to buy back and burn $TAP and reward tokenholders. This deflationary policy means that as Digitap’s user base grows and transaction volume increases, the platform will consistently remove tokens from circulation.
This alone could entice more investors to add Digitap to their list of best crypto to buy now, as the project is directly investing revenue into strengthening its token’s market dynamics.
Cardano Stalls Near $0.58 As TVL Slides and Whales Sell
Cardano was once considered a top choice for inclusion in every list of top altcoins to buy. However, 2025 was not kind to Cardano, as its price action for most of the year has been weak. Large investors (whales) have been dumping their ADA holdings.
In one week alone, more than 4 million ADA tokens were sold off by whale addresses, confirming that even big holders are uncertain about Cardano’s prospects. The metrics confirm these whales have valid reasons to sell.
Total value locked (TVL), for example, has fallen from over $700 million in late 2024 to $262.52 million today. Active addresses have followed a similar path, peaking in late 2024 with no sign of an imminent recovery.
Fundamentally, Cardano faces challenges in scaling its real-world usage. A Reddit thread from six years ago highlights key Cardano partnerships and collaborations, suggesting it has made little to no progress in advancing its goals.
Cardano is, by all accounts, in the same position today as it was eight years ago. The market appears to agree with this assessment, as its current price of around $0.58 matches where it traded in late 2017. It wouldn’t surprise investors if the price were to drift lower and test the psychologically important $0.50 level.
How A VC-Style $TAP Bet Can Outpace ADA’s Returns
Cardano, despite peaking above $3 in 2021, remains a crypto blue-chip and ranks as the tenth most valuable crypto by market cap. Still, it doesn’t offer investors any compelling reason to be included as one of the best crypto to buy now. At best, Cardano is a mature, large-cap project with slowing-to-no growth.
Digitap, on the other hand, is more like a venture-capital-style, high-upside bet. It has the structures in place to drive dramatic increases in value, including a working product, deflationary tokenomics, and a Visa partnership. The successful presale will give the team access to fresh capital to implement global marketing campaigns, pursue new partnerships, expand into complementary service lines, and more.
The fact remains: Digitap is one of the best altcoins to buy, as it offers everything Cardano doesn’t in an investment sense. It is a fast-moving, crypto presale, and innovative company that offers a catalyst-rich roadmap and growth profile. This could result in significantly higher returns, especially compared to stalled crypto projects.