DUBAI, UAE, Jan. 14, 2026 – Bybit, the world's second-largest cryptocurrency exchange by trading volume, has introduced a brand new XAUT Flexible Easy Earn offering under Bybit Earn. This new product features an Annual Percentage Rate (APR) boost as gold hits a record high of $4,600. Unlike traditional gold storage methods where investors retain the precious metal without earning interest, on-chain tokenized gold like XAUT enables users to capitalize on gold's upward trend while simultaneously earning yield on their holdings. This approach combines the benefits of wealth preservation with income generation.
This update allows eligible Bybit users to earn up to 11% APR on tokenized gold (XAUT) holdings ranging from 0.05 to 0.1 XAUT. A base 1% APR applies to balances exceeding 0.1 XAUT, effective immediately.
With the gold price surpassing $4,600 per ounce for the first time, Bybit Earn is responding to heightened global investor demand for safe-haven assets. This demand is largely driven by geopolitical tensions and prevailing uncertainty. By the end of 2025, gold concluded its historic rally with a significant 65% increase in prices.
Advantages of Tokenized Gold
Tokenized gold, such as XAUT, represents a significant advancement in financial innovation. It offers several unique benefits when compared to physical gold:
- •Yield Opportunities: In addition to potential gains from gold price appreciation, holders can unlock earning potential through on-chain lending and staking. This is a feature that was previously unavailable with physical gold.
- •Fractional Ownership: Tokenized gold like XAUT facilitates ownership from as little as 0.001 XAUT. This allows for accessible entry-level investing, which is not typically possible with physical gold bars or coins.
- •24/7 Global Liquidity: Users can trade or transfer tokenized gold instantly at any time on blockchain platforms. This is achieved without the limitations of dealer spreads or banking hours.
- •No Storage Hassles: The need for vault fees, insurance, and transportation is eliminated. Furthermore, it removes the risks associated with physical space requirements and potential theft, all managed through blockchain custody.
Bybit's XAUT Flexible Easy Earn Features
Bybit's XAUT Flexible Easy Earn product is distinguished by its lack of a lock-up period, daily interest accrual, and the ability for users to withdraw funds at any time. The tiered APR structure is also designed to incentivize smaller positions, thereby broadening access to gold-backed yields.
Bybit Easy Earn, with its combination of flexibility and maximized exposure to yield opportunities, assists traders in capturing potential market upsides. It establishes a new benchmark for on-chain advantages for users of centralized exchanges (CEX).
About Bybit
Bybit is the world's second-largest cryptocurrency exchange by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is committed to redefining openness in the decentralized world by creating a simpler, open, and equal ecosystem for everyone. With a strong focus on Web3, Bybit engages in strategic partnerships with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. The exchange is recognized for its secure custody solutions, diverse marketplaces, intuitive user experience, and advanced blockchain tools. Bybit effectively bridges the gap between traditional finance (TradFi) and decentralized finance (DeFi), empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Further information about Bybit can be found at Bybit.com.
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