Versan Aljarrah, co-founder of Black Swan Capitalist and a prominent XRP advocate, recently shared a video on X featuring BlackRock CEO Larry Fink discussing the rapid evolution of digital finance.
Aljarrah stated that Fink’s remarks validate long-held views among XRP supporters regarding the impending transformation of global markets.
In his post, Aljarrah elaborated, "Every central bank currency will be digitized, every ETF and asset will be tokenized, and they’ll all need a cross-border settlement layer." He further described XRP as the foundation of the new financial system.
Larry Fink just confirmed what we’ve been saying for years, every central bank currency will be digitized, every ETF and asset will be tokenized, and they’ll all need a cross-border settlement layer.
The plumbing of global finance is being rebuilt, and #XRP is the foundation. pic.twitter.com/hu0yArQeX7
— Black Swan Capitalist (@VersanAljarrah) October 29, 2025
BlackRock’s Perspective on Tokenization and Digital Currencies
During the video, Fink addressed what he identified as significant questions confronting central banks and the financial sector. He posed the inquiries: "What is the role of tokenization and digitization? How quickly should they think about digitizing their own currency?"
He continued to explore the potential impact of the shift towards digital currencies on the U.S. dollar, the banking industry, and major payment processors like MasterCard and Visa. Fink remarked that while considerable attention is directed toward artificial intelligence, "we’re not spending enough time talking about how quickly we’re going to tokenize every financial asset."
Fink further explained that this forthcoming transformation would enable investors to manage exchange-traded funds (ETFs) and other assets through digital wallets, characterizing the process as something that "will happen worldwide very rapidly."
In Fink’s assessment, most nations are not yet adequately prepared for this transition. He indicated that they "underappreciate how technology is changing" the financial system, drawing a parallel between the pace of financial innovation and the accelerating advancements in artificial intelligence.
Why XRP Supporters See Opportunity
Fink’s acknowledgment of an impending wave of tokenization aligns closely with the long-standing arguments presented by many within the XRP community. They contend that the infrastructure being developed by Ripple strategically positions XRP as a crucial component in cross-border payments and settlement.
XRP is engineered to facilitate immediate, low-cost transfers across diverse currencies and jurisdictions, directly addressing one of the primary challenges Fink highlighted: the necessity for new financial plumbing in an increasingly digitized global landscape.
For advocates of XRP, Fink’s statements serve as confirmation of years of discussion surrounding digital transformation within the financial industry. Aljarrah and other supporters interpret his remarks as evidence that the world's leading asset managers recognize the inevitability of tokenization and the digitization of monetary systems.
Proponents argue that as tokenization continues to expand and central banks pursue Central Bank Digital Currencies (CBDCs), an efficient settlement layer will become indispensable. They maintain that XRP's inherent speed, scalability, and established regulatory standing make it one of the few digital assets prepared for widespread institutional adoption.