A growing number of market commentators are revisiting the fundamental arguments around XRP’s long-term valuation, shifting the discussion from speculative scenarios to utility-based outcomes.
Versan Aljarah, the founder of Black Swan Capitalist, presented a direct stance that challenges previous narratives, which downplay the importance of price.
The message is centered on institutional infrastructure, liquidity efficiency, and the role of XRP in large-scale financial flows. Rather than addressing short-term fluctuations, the focus is on structural requirements tied to adoption.
They told you XRP doesn’t need a high price, they lied.
At the scale of adoption, liquidity management requires a high-value XRP to efficiently move institutional capital and settle cross-border payments at a global scale.
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Watch the… pic.twitter.com/PAgOocqdkN— Black Swan Capitalist (@VersanAljarrah) October 13, 2025
Liquidity as a Functional Requirement
The core claim made is that a low-value XRP cannot realistically sustain the liquidity demands associated with institutional settlement. The suggestion is that once financial institutions operate at scale on any settlement asset, the price must reflect that responsibility.
It is argued that cross-border settlement involving substantial capital cannot rely on an asset that lacks the depth and valuation needed to absorb and clear transactions without friction.
Black Swan Capitalist emphasizes that the future role of XRP, if it is to function as a serious settlement instrument, requires a valuation that supports institutional-grade liquidity. This argument moves away from speculation and places valuation as a prerequisite for performance in high-value corridors.
Insights from the Attached Video
In the attached video, the speaker known as Versan stated that holding XRP is equivalent to securing a position within an evolving financial infrastructure. He explained that as XRP becomes embedded in the movement of hundreds of trillions in value, price escalation should be viewed as a direct outcome of its utility. According to this perspective, price is not the starting point, but the result of becoming essential to real-time global settlement.
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Digital Outlook contributed by addressing frequently raised questions about high price targets. When asked about the possibility of XRP reaching figures such as $1,000, he acknowledged it as feasible while clarifying that the value of such a figure depends on the point in time it is achieved.
Institutional Considerations
Another user, Roman Trotsko, added further context by focusing on institutional behavior. He noted that institutions do not adopt settlement solutions that introduce friction, and any technology intended for large-scale integration must provide seamless liquidity.
According to this line of reasoning, XRP’s architecture is built to enable such performance. But full functionality would be contingent on adequate valuation supporting deep liquidity pools.
Black Swan Capitalist’s message shifts attention from speculative sentiment to functionality. The perspectives featured in the discussion present price appreciation as an outcome tied to real-world integration, where liquidity, scale, and reliability dictate value.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent the opinion of the publication. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk.