Bank of America Signals Major Crypto Shift: Bitcoin-Backed Credit Offering
On-chain analytics firm Coin Bureau reports that Bank of America, which oversees about $1.7 trillion in assets, is preparing to launch a Bitcoin-backed credit product, a pivotal step toward mainstream crypto–traditional finance integration.
This move follows a sweeping shift in institutional sentiment toward digital assets. In early December 2025, Bank of America revealed that its wealth management divisions, Merrill, Bank of America Private Bank, and Merrill Edge, will now permit advisers to recommend Bitcoin and select crypto assets to client portfolios.
The update includes access to major Bitcoin exchange-traded products (ETPs), marking one of the clearest signals yet that regulated crypto exposure is entering mainstream wealth management.
What makes the Bitcoin-backed credit development so significant is its signal that a major U.S. commercial bank may soon issue loans secured by Bitcoin, a leap that moves crypto collateral from niche platforms into the core of traditional finance.
Until now, Bitcoin-collateralized borrowing has largely been confined to digital-asset lenders and exchanges offering stablecoin or fiat loans against pledged BTC.
A move by Bank of America would mark a decisive shift, elevating Bitcoin from a speculative investment to an institutionally recognized credit-grade asset and directly linking crypto wealth with mainstream lending channels.
Therefore, the alignment of on-chain signals, improving U.S. regulatory clarity, and Bank of America’s growing openness to crypto within its advisory network all point to a deeper fusion between traditional finance and digital assets.
A Bitcoin-backed credit product from one of America’s largest banks would mark a structural shift, transforming Bitcoin from a speculative asset into a practical source of collateral for real-world borrowing with BTC ETFs already taking center stage.
Satoshi Nakamoto Statue Lands at NYSE, Marking a Powerful Fusion of Finance, Culture, and Crypto History
Crypto firm Twenty One Capital has installed a striking statue of Bitcoin’s elusive creator, Satoshi Nakamoto, inside the New York Stock Exchange.
Crafted by Italian artist Valentina Picozzi, the piece symbolizes a landmark convergence of traditional finance and the crypto world.
By placing the statue at the NYSE, Twenty One Capital signals that crypto has moved from the fringe to the center of global finance. The artwork underscores the growing convergence of traditional financial institutions and emerging decentralized technologies, highlighting crypto’s rising influence in mainstream markets.
Artist Valentina Picozzi shared on X, formerly Twitter, that seeing her work at the NYSE surpassed all expectations. The installation represents a key milestone in her ongoing exploration of blockchain, identity, and collective history.
By transforming the mythos of Satoshi Nakamoto into a tangible statue, Picozzi invites viewers to reflect on how decentralized ideas are reshaping global culture.
Satoshi Nakamoto’s statue at the NYSE is more than art; it signals a new era. As crypto integrates into mainstream finance, this cultural milestone highlights a key truth: the future of finance is not old versus new, but a fusion where innovation and tradition converge to shape the next chapter of economic history.
Conclusion
If Bank of America launches a Bitcoin-backed credit offering, it would mark a major milestone in crypto’s mainstream adoption. Using Bitcoin as collateral could unlock new liquidity, let investors leverage digital assets without selling, and strengthen cryptocurrency’s legitimacy within traditional finance.
On the other hand, the Satoshi Nakamoto statue at the NYSE transcends art; it marks the merging of traditional finance and cryptocurrency. Honoring Bitcoin’s mysterious creator within a historic financial institution, the installation highlights how innovation, culture, and technology now converge.
It is a striking reminder that the future of finance will be shaped not by old boundaries, but by the seamless integration of new ideas into our shared economic history.