Analyst: XRP Holders Will Get Extremely Rich in Next 3 Months. Here’s Why

XRP holders are currently positioned in a favorable setup, drawing parallels to the most robust periods in the asset's historical performance.

A recent chart analysis shared by Steph Is Crypto (@Steph_iscrypto) highlights past instances where XRP entered an "altcoin year" and subsequently experienced a sharp price rally. The analyst issued a cautionary note to investors, suggesting that these conditions could lead to substantial wealth accumulation within the next three months.

The chart indicates a potential return to the market conditions that fueled major price acceleration in earlier cycles. Specifically, it shows a 100x surge during the first altcoin year and a 20x move during the second. The current market structure appears to be approaching the commencement of another altcoin year, thereby increasing expectations for a fresh phase of price expansion.

Historical Altcoin Year Performance

The provided chart meticulously maps XRP's growth trajectory across two significant historical periods, each identified by a green box indicating an altcoin year. The first such period, which saw XRP reach its previous all-time high, occurred in 2017/2018. The second instance was in 2021, when the asset climbed to $1.96 despite prevailing market pressures and price suppression stemming from the ongoing Ripple lawsuit.

Both of these pivotal events coincided with a discernible shift in market strength away from Bitcoin dominance. XRP has historically demonstrated a tendency to rise significantly when Bitcoin's dominance wanes. Currently, XRP is trading at a substantially higher base level of $2.17, a factor that is expected to influence the magnitude of any future price movements.

Potential XRP Price Targets

If XRP were to replicate the 20x increase observed during the second cycle, its price could potentially reach approximately $43.4. A move mirroring the earlier, more substantial 100x surge would position XRP near the $217 mark. Even a more conservative 10x increase, as suggested by the chart's analysis, would propel the asset to $21.70. These projections are based on the consistent growth patterns identified during previous altcoin years.

The chart also illustrates XRP's current position within a rising price zone that has historically preceded major expansion phases. XRP consistently reached this band before its earlier rallies. The market is now situated within this same range, characterized by higher lows and a stronger foundational price level.

Factors Driving Holder Expectations

XRP's present market position is of considerable importance to its holders. The recent movement towards an altcoin year level suggests that market rotation could potentially stimulate increased demand. XRP is currently trading above the price thresholds that historically signaled the commencement of its earlier rallies. Furthermore, the asset has demonstrated notable strength throughout 2025.

XRP's proximity to the altcoin year level provides traders with a clear reference point for market analysis. Should the market dynamics repeat the patterns observed in earlier cycles, XRP could potentially experience a significant price surge within the next three months.