Aave Labs is set to release its mobile app on the Apple App Store. The app offers high-yield returns up to 9% APY, positioning it as a competitive challenge to traditional bank savings rates. Aave aims for mass adoption, simplifying DeFi with a user-friendly interface, fiat integration, and features like non-custodial control and account protection.
Decentralized finance (DeFi) leader Aave is launching its mobile application, Aave App, on the Apple App Store. A waitlist is now open for its new iOS app, which brings its services to a wider market. The non-custodial app promises consumers high-yield savings rates that eclipse the national average.
The Aave app is designed to be secure and user-friendly. Since stablecoins are loaned on the Aave protocol, it offers high-yield interest rates. It also features simple fiat on-ramps that allow users to deposit money using credit cards or standard bank transfers. The user can control their private keys due to the non-custodial architecture.
Introducing Aave App, a smarter way to save. pic.twitter.com/HaseIjnWW5
— Aave (@aave) November 17, 2025
An App for Everyday Consumers
A $1 million account protection cap offers a level of security that is higher than the typical deposit insurance limits for the more cautious consumer. In other cases, the account protection is around $250,000. The app’s interface reduces the amount of crypto jargon, making it simple to use even for those who are unfamiliar with blockchain technology.
“Typically, DeFi has been accessible to very savvy, professional users,” said Stani Kulechov, CEO of Aave Labs. “The next step for DeFi is to bring more direct access for consumers.”
This launch signals Aave Labs’ effort towards transitioning from a simple DeFi protocol to a comprehensive financial technology provider. The “DeFi supermarket” approach aims to introduce non-crypto users to the world of open finance and heavily relies on the app. With its recent regulatory approvals, Aave intends to continue expanding the usability and accessibility of seamless fiat on-ramps across platforms.
A Challenge for Traditional Institutions
The app forces established banks to alter or risk losing the business of savers by offering high APY savings, which can be up to ten times higher than those found in conventional high-yield bank accounts.
The launch shows that DeFi yields can be packaged and delivered in a safe, regulated, and user-friendly format for mass adoption, which speeds up the integration of on-chain finance into everyday life.