- •XRP quietly integrates into SWIFT through seven powerful fintech partners.
- •Ripple’s XRP gains access to SWIFT via ISO 20022 compliance.
- •Seven major providers enable XRP transactions inside SWIFT’s global network.
According to a recent post by SMQKE on X, Ripple’s XRP has already found multiple entry points into the SWIFT network through key technology partners that are ISO 20022 compliant and CBPR+ certified.
These integrations have positioned XRP to operate within SWIFT’s global financial ecosystem of over 11,000 institutions without requiring a direct partnership between Ripple and SWIFT. The shift to ISO 20022, which unifies financial data standards, has opened pathways for XRP and blockchain technology to interact seamlessly with traditional banking rails.
In the post, SMQKE outlined 7 different third‑party connections between XRP and SWIFT, explaining how the Ripple‑backed coin already has indirect access to the SWIFT network.
ACI Worldwide and Ripple Partnership
ACI Worldwide, a long‑standing SWIFT technology provider, integrates Ripple’s blockchain technology within its payment systems.
This partnership allows banks using ACI’s solutions to access RippleNet for faster, blockchain‑enabled cross‑border settlements while maintaining SWIFT connectivity.
Eastnets’ PaymentSafe Integration
Eastnets, another SWIFT‑certified partner, connects Ripple’s technology to the SWIFT network through its PaymentSafe solution.
XRP ALREADY HAS MULTIPLE ENTRY POINTS INTO THE SWIFT NETWORK — HERE’S A LIST OF THE THIRD-PARTY PROVIDERS MAKING IT POSSIBLE
Many still ask how XRP could ever reach SWIFT’s 11,000 customers.
The answer is that Ripple chose the fastest and most efficient path: deploying… pic.twitter.com/wzP2JGJpnJ
— SMQKE (@SMQKEDQG) October 4, 2025
This setup enables financial institutions to process Ripple‑powered payments alongside traditional transactions, ensuring interoperability between blockchain and fiat systems.
Finastra’s Fusion Global PayPlus Platform
Finastra’s Fusion Global PayPlus, which is CBPR+ certified, supports both ISO 20022 and Ripple integrations.
The platform gives banks the capability to process XRP‑related transactions within SWIFT’s standardized payment environment, allowing for real‑time settlement and improved liquidity management.
Temenos and Ripple Collaboration
Temenos, a major core banking software provider connected to SWIFT, integrates RippleNet to enhance cross‑border payment capabilities. The partnership allows Temenos clients to leverage XRP for instant settlement while using SWIFT’s secure infrastructure, combining blockchain speed with traditional compliance.
Volante Technologies and Ripple Integration
Volante, known for its SWIFT message automation solutions, has integrated Ripple technology into its payment systems. This enables banks to use XRP for real‑time settlements across SWIFT’s network, aligning blockchain transactions with ISO 20022‑based messaging for seamless data flow.
CGI and Ripple Connectivity
CGI, another SWIFT partner with deep expertise in payment modernization, supports Ripple’s blockchain integrations within its payment ecosystem. Through CGI’s Ripple‑enabled architecture, financial institutions can connect digital‑asset liquidity into SWIFT channels efficiently and securely.
SWIFT’s API and ISO 20022 Framework
SWIFT’s migration to ISO 20022 and its new API‑driven Transaction Management Platform make XRP integration even more practical. The system supports blockchain and DLT transactions, allowing XRP to flow through SWIFT‑connected networks in compliance with global messaging standards.
SWIFT’s adoption of ISO 20022 and its collaboration with CBPR+‑certified partners are reshaping global finance. Ripple’s technology is already indirectly embedded in this ecosystem through providers like ACI, Eastnets, Finastra, Temenos, Volante, and CGI.
Together, these integrations reveal how XRP has quietly become part of SWIFT’s evolving digital payments infrastructure, bridging blockchain innovation with traditional financial systems.