Of the five best cryptos to buy in this green market, Digitap ($TAP) stands out for utility and discounted entry. As the world’s first omni-bank, it aims to disrupt global finance by combining fiat and crypto in one interface, with low fees, zero-KYC, and Visa-compatible payments.
For these reasons, $TAP could be a useful crypto presale token to have in a portfolio, alongside established altcoins. It offers something unique among early-stage coins — massive market potential in tandem with a delivered product, available through iOS and Android.
- •Digitap ($TAP): Omni-Bank Platform With Multiple USPs
- •Cardano ($ADA): Research-Based Smart Contract Network
- •Chainlink ($LINK): Respected & Growing Infrastructure Network
- •Avalanche ($AVAX): L1 With Institutional Reach
- •Monero ($XMR): Privacy-Focused Altcoin With Niche Strength
Digitap ($TAP): Omni-Bank Platform With Multiple USPs
Digitap merges crypto and fiat into a single account, allowing users to send funds, pay with cards, and hold assets globally. It offers international IBANs, global payments through SWIFT and SEPA, Visa payments, a live crypto exchange, and much more besides. Along with its functional appeal, its 80% token discount and 124% APY are huge USPs for smart money investors.
This platform emphasizes usability and real adoption over hype and marketing. Users benefit from virtual crypto cards, instant currency switching, and global transactions. They also retain full ownership over their financial affairs, managing all aspects of finance from one dashboard.
This is an important element in a world of increasing privacy intrusions. Light-touch regulatory compliance and zero-KYC access ensure the perfect mix of privacy and ease-of-use.
Staking $TAP earns rewards, while 50% of platform profits are used to burn tokens, helping strengthen value. So Digitap combines practicality with early investor incentives. Its integration with everyday payments and its simple interface make it suitable for both new and experienced crypto users, providing tools for long-term engagement and adoption.
Cardano ($ADA): Research-Based Smart Contract Network
With a research-focused approach, ADA has a growing ecosystem of apps, stake pools, and developer support, making it one of the best cryptos to buy today. Its ongoing upgrades improve speed, security, and interoperability. Cardano’s smart contracts are increasingly used for DeFi and NFTs, while community-led projects continue to expand adoption.
The platform supports enterprise partnerships and academic collaborations, showing real-world applications beyond speculative use. Its balance of stability, innovation, and growing utility makes it a solid choice for investors seeking reliable altcoins with long-term potential. The ecosystem also has a strong reputation for focusing on academic research, rather than hype and marketing, lending it a lot of credibility compared to speculative projects.
Chainlink ($LINK): Respected & Growing Infrastructure Network
Chainlink feeds smart contracts with secure, real-world data, providing infrastructure exposure in a high-demand segment for investors seeking altcoins to buy. LINK is integral to the DeFi ecosystem, powering reliable price feeds and other off-chain data applications.
Partnerships with major projects continue to strengthen its network, and staking LINK can offer additional returns. Its consistent utility makes it a strong pick. Beyond price feeds, Chainlink is expanding into cross-chain and NFT applications, ensuring its relevance across multiple sectors. Developers and enterprises continue to rely on LINK for critical decentralized operations, reinforcing long-term value.
Avalanche ($AVAX): L1 With Institutional Reach
Avalanche offers high throughput, modular subnets, and strong institutional credibility. AVAX is positioned as a top crypto to buy now for investors seeking adoption and network growth. The platform attracts DeFi projects, gaming, and NFT apps due to low fees and fast transactions. Institutional integrations increase credibility, while ongoing network expansion adds potential upside.
Avalanche’s flexible architecture allows developers to launch custom blockchains quickly, supporting real-world enterprise solutions. Ecosystem incentives, staking programs, and growing dApp activity make AVAX attractive to both developers and investors seeking meaningful long-term engagement.
Monero ($XMR): Privacy-Focused Altcoin With Niche Strength
For investors seeking altcoins to buy, XMR provides exposure to a niche but consistent use case. In a world of increasing privacy intrusions, Monero supports anonymous transactions as one of the most highly regarded privacy coins on the market. It offers extensive privacy and fungibility features, making it unique even among privacy-focused altcoins.
XMR’s dedicated network and niche adoption provide stability and potential growth. It continues to innovate with privacy upgrades and network improvements, maintaining its position as the go-to option for confidential transactions. It continues to attract a dedicated user base and retains demand from those who prioritize anonymity in crypto activity.
Monero is also the original privacy altcoin, being established before newer entrants such as Zcash or Dash.
Why These Are The Best Altcoins To Buy
For investment protection, a portfolio of assets across different industries is often recommended. Diversifying across academic (Cardano), infrastructure (Chainlink, Avalanche), and privacy (Monero) sectors, through established projects, is a safe play. Yet for serious returns, early-stage crypto presales with delivered utility and huge ROI potential need to be included.
In this regard, $TAP stands out as the best crypto to buy right now. It aims to disrupt a trillion-dollar payments industry as a live omni-bank that has already delivered a working product, before its crypto presale has even finished.
Moreover, the other altcoins to buy on this list have already achieved a 100x return or more. $TAP has yet to experience this upside due to its early-stage status.